2021 Mortgage-Free Wannabes

OhtobeMortgageFree

Another £210 overpayment for me today! (#59). This brings April to £625 of overpayments so far with another Overpayment Monday to come! I'm getting so close to dropping below £110k now, and I'm still on target to get my mortgage below £100k by the end of 2021! 🙌🏻

Shal1160

Hi All
#44 checking in with £200 o/p in March and £200 o/p in April Hoping to get below £120K before remortgage is due in September, currently balance is at £122,500. Thanks Juliecorn! 

WorldCitizen

Hello,
#17 reporting an OP of £130 for April, making total £190 for April and £560 YTD.

Thanks Julicorn!

eternal_sunshine

#124 with another £90 overpayment making a total of £100 for April

Cortinaa_GTR

#42 - April OP of £551.83

family355

#41 £25 bonds win + £5 survey added
April total £180.98 - Thanks julicorn

Elvie100

Sorry Julicorn

#60 with a further op for April of £350, making a total of £776.94.

Thanks

L

julicorn

l_woffindin said:

Hi 
I'm new here.  Can I have a number please? My goal for 2021 is to overpay 10k.
Current mortgage balance 142128. Have over paid £90 in Jan/Feb/March each month. April have overpaid £1000 and have just set up a recurring OP of £350/month from May.

Of course, welcome to the challenge! You've got #125.

julicorn

eternal_sunshine said:

eternal_sunshine said:

julicorn said:

eternal_sunshine said:

I would love to join this but am tied into a fixed rate mortgage where I can only op £1000 this year-this ends next year and that’s when the overpayments will be much bigger,should I just wait and join the 2022 thread next year?

£1,000 is great, there are people with smaller and larger goals taking part in this challenge, but it all adds up  
I've given you #124, welcome on board!

Thanks so much Julicorn!

do you (or anyone else) know how I can get onto page 1 on an iPhone apart from
clicking back on all the pages? The new layout doesn’t seem particularly user friendly on iPhone and the spreadsheet is on page one so would be handy to view it

Hi Julicorn,you allocated me 124 but just checked the sheet and looks like I’m actually 130. I mentioned a £10 overpayment the other day but used 124 as the reference-not sure if you have added that to the person on 124 or not but just giving you a heads up-can I assume going forward that 130 is my number?

thanks and sorry for being a pain!

Hi, not sure where you're seeing 130 You're very much 124, in fact we don't have anyone with the number 130 at the moment. 

Wait, I think I know where the confusion is coming from - your number is in column A, you've got #124. Your values are added in row 130 because the sheet has some header rows, but always refer to the number printed in column A. 

julicorn

bit_by_bit said:

Hi Julicorn and all MFW's.

#87 checking in to report that I now have my letter from the BS and can now confirm that I am mortgage free. YAY!!!! 😁

Thanks Julicorn for keeping this challenge running, it has really helped focus my mind since joining a few years ago. 👏

All the best to everyone else on this rollercoaster. Hope you all get off sooner than planned. 

 

That's absolutely amazing, congratulations! You should go and frame that letter