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2021 Mortgage-Free Wannabes
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julicorn said:eternal_sunshine said:eternal_sunshine said:julicorn said:eternal_sunshine said:I would love to join this but am tied into a fixed rate mortgage where I can only op £1000 this year-this ends next year and that’s when the overpayments will be much bigger,should I just wait and join the 2022 thread next year?
I've given you #124, welcome on board!
do you (or anyone else) know how I can get onto page 1 on an iPhone apart from
clicking back on all the pages? The new layout doesn’t seem particularly user friendly on iPhone and the spreadsheet is on page one so would be handy to view it
thanks and sorry for being a pain!You're very much 124, in fact we don't have anyone with the number 130 at the moment.
Wait, I think I know where the confusion is coming from - your number is in column A, you've got #124. Your values are added in row 130 because the sheet has some header rows, but always refer to the number printed in column A.Mortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.391 -
Hello, #84 here with an OP of £1500 in April. Thanks so much Julicorn!
Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
Hi Julicorn,
sorry to be a pain but could you change my target from 1000 to 8000 please? (#124)
Overpaid 900 today which takes my total for April to £1000
Thank you very muchMortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.391 -
Hi, hope everyone is well!
No. 12 reporting an overpayment of £800 for April.
Thanks 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
Hello! #52 with a total OP for April so far of £1,185.33 (this includes the £10 at the start of April).
Thanks Julicorn!01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
MFW #52 £9000/£120001 -
Hi all
#117 popping in with an op of £500.
There will be more before the end of the month.No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£30001 -
#133 here with Aprils OP of £74.03.
ThankyouMFW - #133 - 2020 Challenge - £1230.67 / £1159
MFW - #133 - 2021 Challenge - £1328 / £1270
MFW #56 - 2022 Challenge - £325.35 / £1296
Mortgage began Jan 2019 - £115,900
Mortgage Currently - £105,1601 -
Hello Julicorn, may i join this amazing challenge again please?
. I did this a few years back (in the 110k+ - now at 89k thanks to OP's!), but only just in a financial situation to continue it now. Any number would be great! Goal is £2000 for the year.
March = OP £202
April = OP £85 (so far) - hoping for one more next week!.
Thankyou xxx
"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently1 -
kitjos said:Hello Julicorn, may i join this amazing challenge again please?
. I did this a few years back (in the 110k+ - now at 89k thanks to OP's!), but only just in a financial situation to continue it now. Any number would be great! Goal is £2000 for the year.
March = OP £202
April = OP £85 (so far) - hoping for one more next week!.
Thankyou xxx
You've got #126.1 -
Number 17 here with another OP for April of £60, making a total of £250 for April and £620 YTD.Thanks for updating!1
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