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2021 Mortgage-Free Wannabes

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Comments

  • julicorn said:
    julicorn said:
    I would love to join this but am tied into a fixed rate mortgage where I can only op £1000 this year-this ends next year and that’s when the overpayments will be much bigger,should I just wait and join the 2022 thread next year?
    £1,000 is great, there are people with smaller and larger goals taking part in this challenge, but it all adds up :) 
    I've given you #124, welcome on board!
    Thanks so much Julicorn!

    do you (or anyone else) know how I can get onto page 1 on an iPhone apart from
    clicking back on all the pages? The new layout doesn’t seem particularly user friendly on iPhone and the spreadsheet is on page one so would be handy to view it
    Hi Julicorn,you allocated me 124 but just checked the sheet and looks like I’m actually 130. I mentioned a £10 overpayment the other day but used 124 as the reference-not sure if you have added that to the person on 124 or not but just giving you a heads up-can I assume going forward that 130 is my number?

    thanks and sorry for being a pain!
    Hi, not sure where you're seeing 130 :) You're very much 124, in fact we don't have anyone with the number 130 at the moment. 

    Wait, I think I know where the confusion is coming from - your number is in column A, you've got #124. Your values are added in row 130 because the sheet has some header rows, but always refer to the number printed in column A. 
    Yup that’s exactly what I did-I’m usually an excel geek as I use it in work,I blame maternity leave lol. Thank you very much! 
    Mortgage free wannabe #124
    Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
    Starting balance £117000 November 2010
    Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
    Daily interest at January 2021 £4.76
    Current daily interest £4.39

  • Hello, #84 here with an OP of £1500 in April. Thanks so much Julicorn!
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • eternal_sunshine
    eternal_sunshine Posts: 143 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 22 April 2021 at 2:37PM
    Hi Julicorn,

    sorry to be a pain but could you change my target from 1000 to 8000 please? (#124)

    Overpaid 900 today which takes my total for April to £1000

    Thank you very much 
    Mortgage free wannabe #124
    Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
    Starting balance £117000 November 2010
    Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
    Daily interest at January 2021 £4.76
    Current daily interest £4.39

  • Jessy103
    Jessy103 Posts: 2,262 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, hope everyone is well!

    No. 12 reporting an overpayment of £800 for April.

    Thanks 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • fruitloop04
    fruitloop04 Posts: 294 Forumite
    100 Posts Third Anniversary Combo Breaker I've been Money Tipped!
    Hello!  #52 with a total OP for April so far of £1,185.33 (this includes the £10 at the start of April).
    Thanks Julicorn!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • MrsC....tobe
    MrsC....tobe Posts: 1,103 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi all

    #117 popping in with an op of £500.

    There will be more before the end of the month.
    No longer ...tobe! Married 20/06/13MFW 2021 #117 £5415.40/£6000MFW 2022 #77 £3740/£3000MFW 2023 #82 £0/£3000
  • #133 here with Aprils OP of £74.03.

    Thankyou
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Hello Julicorn, may i join this amazing challenge again please?  o:). I did this a few years back (in the 110k+ - now at 89k thanks to OP's!), but only just in a financial situation to continue it now. Any number would be great! Goal is £2000 for the year. 

    March = OP £202
    April = OP £85   (so far) - hoping for one more next week! :)

    Thankyou xxx

    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    kitjos said:
    Hello Julicorn, may i join this amazing challenge again please?  o:). I did this a few years back (in the 110k+ - now at 89k thanks to OP's!), but only just in a financial situation to continue it now. Any number would be great! Goal is £2000 for the year. 

    March = OP £202
    April = OP £85   (so far) - hoping for one more next week! :)

    Thankyou xxx

    Welcome back, great to have you on board again!

    You've got #126.
  • Number 17 here with another OP for April of £60, making a total of £250 for April and £620 YTD.
    Thanks for updating!
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