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2021 Mortgage-Free Wannabes
Comments
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#104 reporting for the first time in 2021 🎉
First payment of £62.84 for January!Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0002 -
Hello #44 reporting in with first 2021 overpayment of £200, thanks!
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
Current: £86,450 (Jul 25)
MFW 2025 #29
Just keep swimming2 -
#66 delighted to make my first overpayment of £50.00
Monthly saver matured so paying that off the mortgage, having rounded it up slightly27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Hi All,
#2 with first over payment of 2021 total for January £1,600.00
Thank you Julicorn.
MFWB#2
MFTT5 #28
Save 12k 2020 #1112 -
Thanks for adding me! I now need to come up with ideas for side hustles!
Mortgage Feb £329.1k/Jan 2021 £333.5k MFW OP #81 £1582/£1200 (invest vs overpay) Daily interest Feb £14.03/ Jan 2021 £14.80 2 -
Evening All,
Maybe a bit late, would it be possible for me to join this challenge? I have just paid off all debt, now would like to start this challenge.
If Accepted my aim would be 1% (£2200)
Thanks
LeeMFW2021 #93 - £330/£22003 -
#32
Im on a roll. 😅 Another £161.48 to Tilly Tidy up my mortgage balance. Jan Total so far £437.24. I’ll be back to try and get to my target of £660 after I overpay my student loan, as I want clear that this year instead of in 2 years.MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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Good morning!
My monthly payments have been recalculated wef Feb, but I intend to keep ‘paying’ the same which will increase my OP/offset amounts, so could I increase my target to £1500 please julicorn?
Many thanks2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur2 -
#59 getting ahead with my weekly payment and overpaying another £175 this morning. That's £380 for Jan now!
Thanks for updating! 😊
Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.642 -
#100 with a first OP for the year of £3,000. Thanks julicorn.Original mortgage: £278,827 (September 2018)
Current mortgage: £0 (15.07.2023)
Original mortgage-free date: September 2033
Current mortgage-free date: July 2023
MFW 2023 #10: £28,909.64/£25,0002
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