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2021 Mortgage-Free Wannabes

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Comments

  • Squirrelz92
    Squirrelz92 Posts: 771 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    #104 reporting for the first time in 2021 🎉 
    First payment of £62.84 for January!
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Shal1160
    Shal1160 Posts: 67 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hello #44 reporting in with first 2021 overpayment of £200, thanks! :)
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £83,770 (Dec 25)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #66 delighted to make my first overpayment of £50.00 
    Monthly saver matured so paying that off the mortgage, having rounded it up slightly
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All,
    #2 with first over payment of 2021 total for January £1,600.00
    Thank you Julicorn. 

    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Crazyjoe
    Crazyjoe Posts: 8 Forumite
    Part of the Furniture Photogenic First Post Combo Breaker
    Thanks for adding me! I now need to come up with ideas for side hustles! 
    Mortgage Feb £329.1k/Jan 2021 £333.5k
    MFW OP #81 £1582/£1200 (invest vs overpay)
    Daily interest Feb £14.03/ Jan 2021 £14.80

  • Lee-10
    Lee-10 Posts: 56 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Evening All, 
    Maybe a bit late, would it be possible for me to join this challenge? I have just paid off all debt, now would like to start this challenge.

    If Accepted my aim would be 1% (£2200)
    Thanks

    Lee
    MFW2021 #93 - £330/£2200
  • Sandyra
    Sandyra Posts: 306 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    #32
    Im on a roll. 😅 Another £161.48 to Tilly Tidy up my mortgage balance. Jan Total so far £437.24. I’ll be back to try and get to my target of £660 after I overpay my student loan, as I want clear that this year instead of in 2 years.

    MFW 2025 #32 £8,673.16/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £19,400/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • jackieblack
    jackieblack Posts: 10,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good morning!
    My monthly payments have been recalculated wef Feb, but I intend to keep ‘paying’ the same which will increase my OP/offset amounts, so could I increase my target to £1500 please julicorn?
    Many thanks 
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    Quidquid Latine dictum sit altum videtur
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #59 getting ahead with my weekly payment and overpaying another £175 this morning. That's £380 for Jan now!
    Thanks for updating! 😊
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • JaggedFlamingo
    JaggedFlamingo Posts: 51 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    #100 with a first OP for the year of £3,000. Thanks julicorn.
    Original mortgage: £278,827 (September 2018)
    Current mortgage: £0 (15.07.2023)
    Original mortgage-free date: September 2033
    Current mortgage-free date: July 2023
    MFW 2023 #10: £28,909.64/£25,000
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