2021 Mortgage-Free Wannabes

LadyGnome

Hello can I join please. 

My target OP for the year is £6200. 

First OP of the year today £50

_WorldTraveller_

Good morning,

I'm a bit late in joining, but would love to join this thread having read it with avid interest over the past few years.
I have two mortgages and finish my employment end of January (yikes!) so will err on the side of caution of focus on the main residential mortgage to reduce by £5000 this year. Anything on top of that will be a welcome bonus.
So starting off this morning with an OP of £300.
 

**MFW #TBC

Mortgage start May 2020 £270,000; January 2021 £264,000  

2021 OP £300/£5000

**cannot find the settings to change font size or colour as per other posts. Will work on it.

Crazyjoe

Hi Julicorn
Can I join with a target of £1200? 

Dancingbecky

Hi julicorn, first overpayment of the year £500 #75. Thank you 

bigbeff

First payment of the year for me £549.32. Won't be much more this month due to tax bill at end of the month... but then I'll be on it! 

Sandyra

#32 back again, another £150 OP for Jan please julicorn. 

kevdawn

Happy New Year to all
#58 first overpayment please of £3000 for January

ilselm

Here we go again! It’s a New Year, new number of #24 with a new target of £14,000. First payment made this morning and the mortgage has been reduced by a respectable £1,000. Hope to chip away at the outstanding balance during the month. Good luck to all and thanks to JC for running this challenge again.

f0xh0les

Yay! Monday morning bank update has been done. 

#65 's   first m-o/p of 2021 is  £363.19   which brings me down to £88,200  but  it means I paid under £4.25 a day in interest for the first time! yay!   Wanted to be sub £88k but had car insurances to pay for this month too. Boo!

Next goals are sub £88k, and sub £4.20 a day interest.  Interestingly, The Happy Shanghai Bank Company has started to show monthly debit interest on the statement,  before the payment comes out, so no more extra sums to work it out, just dividing by (x ) days in the month to get a daily figure.    One less thing to have to do!.

Onwards and downwards

flipper_72

Happy New Year!
#73 with first overpayment for January of £335.
Sad but I had to wait until the automatic one got there before I posted my amount, don’t think I will manage any more this month.