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2021 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Shal1160 said:
    Hello Juliecorn
    I'm a newbie to MFW. Can I join in too with a target of £2400 (£200/month)? Thanks 
    Of course, welcome to the challenge, and welcome to the forum as well :) I've given you #44.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 2 January 2021 at 10:59AM
    pawlala said:
    #22 signing in for another year, target of £9400 please. thanks, happy new year!!
    Hi @pawlala , I only held the old numbers until the end of December unfortunately! I've given you a new number now, it's #57. Thanks so much for taking part again :)

    Edited to add: I just saw that @mark55man offered to swap if you're keen to keep your number, I'll let you two work that one out - at the moment, mark has #22, and pawlala #57 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    KP74 said:
    Happy New Year all!
    #110 reporting an OP of £2568.  I've hit my 10% limit :)
    Aaaand you're officially the first person to hit their goal in 2021, starting us off properly! Congratulations :)
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    julicorn said:
    pawlala said:
    #22 signing in for another year, target of £9400 please. thanks, happy new year!!
    Hi @pawlala , I only held the old numbers until the end of December unfortunately! I've given you a new number now, it's #57. Thanks so much for taking part again :)

    Edited to add: I just saw that @mark55man offered to swap if you're keen to keep your number, I'll let you two work that one out - at the moment, mark has #22, and pawlala #57 :)
    I'm game to swap - so lets just do that.  Given how many beans we eat in this household it would be very appropriate
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    Happy New Year all!!
    #97 with my first 2021 OP of £127. 61.
    I'm so excited as this months payment an OP take me down below the £180K mark on my mortgage :)
    Thanks Julicorn for running the challenge again. 
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • kevdawn
    kevdawn Posts: 23 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    julicorn said:
    varfor said:
    Hi Julicorn, happy new year! I’d like to sign up for 2021 if I can. I don’t mind which number I’m allocated (#112 last year) and I have £1920 as my annual target 
    Of course, welcome back! We just had some lower numbers open up, so I've moved you up to #21. 

    On that note, if anyone is interested in a lower number, now is your chance :)
    I'll take a lower number if there is one please. Currently #89
    Thanks
    D :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.21
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    kevdawn said:
    julicorn said:
    varfor said:
    Hi Julicorn, happy new year! I’d like to sign up for 2021 if I can. I don’t mind which number I’m allocated (#112 last year) and I have £1920 as my annual target 
    Of course, welcome back! We just had some lower numbers open up, so I've moved you up to #21. 

    On that note, if anyone is interested in a lower number, now is your chance :)
    I'll take a lower number if there is one please. Currently #89
    Thanks
    Have moved you up to #58 :)
  • Qtipps44
    Qtipps44 Posts: 88 Forumite
    Fourth Anniversary 10 Posts Mortgage-free Glee!
    #61 overpayment of 2547.28 for January. After using our 10% allowance by Oct last year I’ve been saving up so this is a big payment where the rest of the monthly over payments will be much smaller.our target is achievable and lockdown will enforce little spending for next month at least. I’m aiming for 500 per month as this may not be so achievable towards the end of the year.

    thanks for updating.
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Happy New Year everyone!
    #8  first OP of the year £119.57
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • AntoMac
    AntoMac Posts: 2,714 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hello,
    Please may I join? The part of my mortgage I want to overpay is the interest only element. I will have to seriously rework finances this year as have to buy a new car. My target will be a low one. My interest only element is now only 7,550 pounds. If I can overpay by even 500 pounds with the expense of a new car I’ll be delighted.
    At one point my credit card balances were 23k plus and I had a loan, so I didn’t really look at the interest only bit of the mortgage, which was originally 20k. Now my credit card balances are “only (haha)” around 9,400 and things are under control. This terrible lockdown has at least been good for me financially
    Many thanks
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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