2021 Mortgage-Free Wannabes

jackieblack

#4 
Additional £30.83 ‘tidy up’, to make £50 for January (so far) 🙂
Thanks julicorn 👏🏻 

newgirly

Hi Julicorn, can I be on the list for this year again please? Many thanks 😊  my target will be £16,400
best wishes, newgirly. 

pawlala

mark55man said:

julicorn said:

pawlala said:

#22 signing in for another year, target of £9400 please. thanks, happy new year!!

Hi @pawlala , I only held the old numbers until the end of December unfortunately! I've given you a new number now, it's #57. Thanks so much for taking part again

Edited to add: I just saw that @mark55man offered to swap if you're keen to keep your number, I'll let you two work that one out - at the moment, mark has #22, and pawlala #57

I'm game to swap - so lets just do that.  Given how many beans we eat in this household it would be very appropriate

Thanks, I'd love to keep #22 if you're happy to swap!

mark55man

as above that's a done deal and I've changed my signature

julicorn

AntoMac said:

Hello,
Please may I join? The part of my mortgage I want to overpay is the interest only element. I will have to seriously rework finances this year as have to buy a new car. My target will be a low one. My interest only element is now only 7,550 pounds. If I can overpay by even 500 pounds with the expense of a new car I’ll be delighted.
At one point my credit card balances were 23k plus and I had a loan, so I didn’t really look at the interest only bit of the mortgage, which was originally 20k. Now my credit card balances are “only (haha)” around 9,400 and things are under control. This terrible lockdown has at least been good for me financially
Many thanks

Hi there, welcome to the challenge! You've got #66. Would you be able to confirm your target? I've put you down for £500 atm, but let me know if I misunderstood

julicorn

newgirly said:

Hi Julicorn, can I be on the list for this year again please? Many thanks 😊  my target will be £16,400
best wishes, newgirly. 

Of course, welcome back! Your number for 2021 is #67  

frankersBri

First OP of the year has gone out: £150. My £6k target will be a real stretch which the renovations I have planned, but for now I want to keep it as a stretch goal. 

Porridgecat

Our first mortgage payment will go out overnight which includes £562 extra. I have an extra, extra £1000 in the budget to throw at it. I tried to set up a payment instruction wit the bank using the numbers and details Heliodor mortgages sent us but they weren't happy as they say the name and the account numbers don't match. I've got it in my head that Heliodor is the trading name of someone else so I've set it up and transferred a tenner, I'll see if it reaches them and then transfer more. Heliodor is a nightmare though as you have to message them and they then reply via post when they can be ar*ed to do so, usually about a month later.

julicorn

Porridgecat said:

Our first mortgage payment will go out overnight which includes £562 extra. I have an extra, extra £1000 in the budget to throw at it. I tried to set up a payment instruction wit the bank using the numbers and details Heliodor mortgages sent us but they weren't happy as they say the name and the account numbers don't match. I've got it in my head that Heliodor is the trading name of someone else so I've set it up and transferred a tenner, I'll see if it reaches them and then transfer more. Heliodor is a nightmare though as you have to message them and they then reply via post when they can be ar*ed to do so, usually about a month later.

I've logged this as £562 for now, but keep us updated on the other overpayment  

Sandyra

#32 
Jan OP of £125.76; the little left off from December and to round my figures. I’ll be back as I’m due to sort on my product transfer and mortgage payment comes out tomorrow so I’ll do a Tilly tidy at the end of the month no doubt.