2021 Mortgage-Free Wannabes

Roxie

Happy new year everyone. 

My January OP is £500. No: 33.  

julicorn

LadyGnome said:

Hello can I join please. 

My target OP for the year is £6200. 

First OP of the year today £50

Of course, welcome to the challenge You've got #62. 
_WorldTraveller_ said:

Good morning,

I'm a bit late in joining, but would love to join this thread having read it with avid interest over the past few years.
I have two mortgages and finish my employment end of January (yikes!) so will err on the side of caution of focus on the main residential mortgage to reduce by £5000 this year. Anything on top of that will be a welcome bonus.
So starting off this morning with an OP of £300.
 

**MFW #TBC

Mortgage start May 2020 £270,000; January 2021 £264,000  

2021 OP £300/£5000

**cannot find the settings to change font size or colour as per other posts. Will work on it.

Welcome to the challenge, it's nice to see a longstanding lurker jump on board  
I've given you #79.

Crazyjoe said:

Hi Julicorn
Can I join with a target of £1200? 

Welcome to the challenge! I have given you #81

@Sandyra said:

#32 back again, another £150 OP for Jan please julicorn. 

Great to see you've managed 2 OPs already! Well done. If you could include a total for the month for multiple updates in the future, that would be fantastic, makes my life a little easier and avoids misunderstands Don't worry about this one though, all logged!

julicorn

So many fabulous overpayments today, you are all on fire!

SandyShores

Monthly mortgage payment went out today, so I couldn't resist a sneaky peak at the account - and its actually showing.  It must have been xmas that stopped the OPs showing up before.  Couldn't resist a cheeky OP (to cover January's interest and make up the capital payment to 1K).  So:

No.29 checking in with another £25 OP - makes a total of £102.05 total for the year 

Thanks Juliecorn.

D123456789

Hello 
I would love to join please!

since I had a baby I have been on interest only mortgage payments. It’s my goal to pay of 10 percent of my mortgage each year. So for 2021 this will be approx 11720 pounds ( or just under 1000 pounds a month) I realise this is cheating a bit as I am on interest only and if I was on repayment it wouldn’t be that much of an overpayment but I needed flexibility and so this is the situation I am in. I am really hoping to have my mortgage paid off in 10 years but anything can happen in this time frame so I will focus on this years goal! 

OhtobeMortgageFree

#59 with another £15 taking me to £205 for January so far.
Thanks for the updates! 😊

sarahevie1

Hello I would like to join please. 
Since buying a BTL in July 20; I've gone from having no mortgages (thanks MSE!) to having two (I remortgaged another BTL to fund the deposit on this new acquisition. )

My BTLs are both interest only. 
Mortgage 1 £51,000
Mortgage 2 £119,000 
I'm not going to be throwing all my cash at the mortgages like I did previously to be mortgage free at home as I need to keep an emergency fund as a single Mum of three and especially with the financial implications of the pandemic. 

I'd like to aim for £9600 or £800 per month. 

WannabeSavy

Hi Julicorn,

#121 reporting in with a first op of £270.80

I’m sat all lonely at #121 so if you did want to move me to tidy your sheet I’m more than happy to move. What ever is easiest? Although I’m sure there will be more joining us. 

Thank you and let’s nail this year. X

everach

im so far behind, can i tot up my 2020 total and get back to you with a new goal for 2021?  Im so fsr behind i cant even  remember my number 😭. 

Ill sort myself out and come back with all my data to input . Sorry guys 

SpendingPennies

Hi
No 109 reporting in with a payment of £1050. 

Thank you