📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2021 Mortgage-Free Wannabes

12425272930145

Comments

  • danby22
    danby22 Posts: 78 Forumite
    Part of the Furniture 10 Posts Name Dropper
    Hello Julicorn,
    #102 reporting £750 for Jan.  Will add to this at the end of the month.

    Thank you!
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hello all

    #60 reporting in with an overpayment for January of £426.94.

    Many thanks,

    L
    Was MFW#60 - mortgage paid off December 2021
  • #37 with an additional £9.66 taking the month's total to £159.66
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Good morning number 90 with a second January overpayment of £215 which takes my monthly total to £415.  Thank you Julicorn and see you all in February.
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • mark55man
    mark55man Posts: 8,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi julicorn, #57 reporting back for Jan-21 now I have got my spreadsheets straight.  

    My starting OP Mortgage Neutral Pot from 2020 was £1.7K, and I have added £885 so far this year. My total MN contribution this year is £1032 (target £12000) including investment growth of £146 for a total MN pot of £2732. 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • family355
    family355 Posts: 170 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 11 January 2021 at 10:35PM
    #41 Additional payments;
    £25 premium bond win
    £6.84 bank cashback
    £6.41 survey cashout 
    £1.25 top up to round upto £40
    Total Jan £237.39
    Probably the last O/P this month due to investing in a new tablet for youngest DD homeschool😖
    Thank you Julicorn 🙂
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone and wishing you a happy new year! 
    MFW #47 reporting OP of £90 for January. 
    Thanks @Julicorn for the great work! Xx
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Hi @julicorn
    Happy New Year! First OP made for £1557.70. Will just take this year as it comes. You never know what’s round the corner. 
    Thanks again for running this, it’s massively motivational for me! 
    Small OPs are better than no OPs
    Start date - Feb 2018 £231,000 / Apr 2042
    July 2025 £116,950 / Dec 2025
    MFW #60…. Back in for 2025!
  • Good afternoon, no 95 reporting in, I've just transferred over another £890 so total overpayment for January so far is £1562. Mortgage now sub £28500 
    Mortgage Free 23 December 2020
    Savings £9671 / £20 000 goal
    Emergency Fund £216 / £1000 goal
  • Hi Julicorn, 
    #92 reporting in with Jan payment of £417.  Thanks!
    WPx
    Mortgage 1 (BTL) Jan '24 £102,500
    Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
    Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,000


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.