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2021 Mortgage-Free Wannabes

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  • danby22
    danby22 Posts: 78 Forumite
    Part of the Furniture 10 Posts Name Dropper
    Hi Julicorn, I'd like to re-join for 2021 and my target is £15000 this year.  I was #117 in 2020 and don't mind any number.
    Thank you!
  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Hi Julicorn, thanks for doing such an amazing job at coordinating these.challenges! Please can I join  again for 2021 with my same number (99). I'm going to aim for a minimum of £350 per month, for a total of £4200.
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • FTbuyer18
    FTbuyer18 Posts: 66 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Could i join this challenge please? I bought a do-er upper and took out a personal loan along side mortgage for renovations. The loan has higher interest so I'm hoping to overpay that by £1000 in 2021, can i still join for motivation please! Modest amount as many renovations still required!
    Start date 17.10.2024 (ish..)
    Mortgage - £88,801.19 
    Natwest card - £6,065.99 
    Halifax card - £483.95
    Halifax loan - £484.16
    Mum - £950 
    Dad - £30,000  
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    FTbuyer18 said:
    Could i join this challenge please? I bought a do-er upper and took out a personal loan along side mortgage for renovations. The loan has higher interest so I'm hoping to overpay that by £1000 in 2021, can i still join for motivation please! Modest amount as many renovations still required!
    Of course, welcome to the challenge :) You've got #101.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic

    danby22 said:
    Hi Julicorn, I'd like to re-join for 2021 and my target is £15000 this year.  I was #117 in 2020 and don't mind any number.
    Thank you!
    Welcome back! I've moved you up a little bit to #102 :)
  • ProfessionalTeaDrinker
    ProfessionalTeaDrinker Posts: 69 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    Hi, I have never enter this before but please could I give it a try for next year.  I would like to aim for a £3,000 overpayment.
    MFW #103 £992/£3,000 
    Make £2,021 in 2021 #45 £337.13/£2,021
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Hiiii, number #152 reporting :) I would love to continue the challenge in 2021 please :) My goal will be £2400.
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    ProfessionalTeaDrinker said:
    Hi, I have never enter this before but please could I give it a try for next year.  I would like to aim for a £3,000 overpayment.
    Welcome to the challenge! You've got #103 :)


    Squirrelz92 said:
    Hiiii, number #152 reporting :) I would love to continue the challenge in 2021 please :) My goal will be £2400.
    Welcome back :) Would you be happy with a lower number?
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    julicorn said:
    Squirrelz92 said:
    Hiiii, number #152 reporting :) I would love to continue the challenge in 2021 please :) My goal will be £2400.
    Welcome back :) Would you be happy with a lower number?
    HI @julicorn . Yes I am perfectly happy to be given a lower number :) Thank you :)
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • misspretenderboat
    misspretenderboat Posts: 42 Forumite
    Fifth Anniversary 10 Posts
    Can I join too. Have had my mortgage since 2006 and not taken paying off mortgage seriously.
    Covid has made me more determined to loosen this noose! Want to set a target of £3000. 
    Balance of mortgage is £88,182.35 Started in 2006 at about £145,999.
    I don't mind where I am on the sheet.
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