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2021 Mortgage-Free Wannabes
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Bad_Accountant said:Hi Julicorn,
I would love to join this challenge. Only going to set a small target of £500 for the first year. I have a staggering £274k to pay off!3 -
julicorn said:bit_by_bit said:Please can I rejoin for 2021. I have realkly enjoyed doing this challenge as it is the reason I have been motivated to be so MSE.
This will be my last year I hope as i intend to clear the lot. Projected total £17500 for 2021.Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.1 -
Hi Julicorn - Thank you for holding #53 for me for next year. I will have to get my thinking head on and work out a target1
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Hi Julicorn,
#89(but happy to change if needed) I'd like to set my target for 2021 please at 15k. A little ambitious but I'm hoping it will be the year that we become mortgage free but time will tell!D :j:j#58 2021 Mortgage-free wannabesRemaining mortgage £23,657.00. MFD hopefully Dec.212 -
Hi Julicorn,
I'd like to be in again for 2021 please. I think I will set the same target as this year, so £3k. Happy to keep the same number or change, whatever is easiest for you:)
Thank you and Merry Christmas!MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
2021MFW #97 OP Goal £296.36/£3000
2020MFW #97 OP Goal £3104.09.09/£3000
2019MFW #109 OP Goal £1024.99/£10001 -
Hi Julicorn,
Please can I join for 2021 with a target of £5,000? Not a member before so whatever number is free 🙂 thank you!
WPxMortgage 1 (BTL) Jan '24 £102,500
Mortgage 1 OP pot (July ‘22 - July ‘27) £7,300/£19,500
Mortgage 2 (joint forever home) Jan '20 £244,500, Jan '21 £235,000, Jan '24 £202,0001 -
julicorn said:beadyeyes19 said:Hi,
I'll join for 2021 too. Currently #147.
I have also paid £350 for Oct, Nov, and December (so £1,050 in total).
Happy with a lower number.
Target = £12k.
We remortgage in July so hoping we can reduce it when we do!Initial 2 year fixed Mortgage (July 2019): £158,747 over 18 years. Overpaid £14,250 in Year 1, £13,400 in Year 2. Total mortgage reduced by £40,790 in 2 years.
New Mortgage (five year fix at 1.81%): June 2021
Current Balance (01/06/2021): £117,957 over 14 years. Total overpayment in 2021 of £13,850. Lapsed tracking! Total Owing November 2022: £100,513. February 2023: £97,535. April 2023: £88,739. July 2023: £87,481. August 2023: £85,512. November 2023: £83,053.
Original End date: June 2039. Now June 2035. *GOAL* Mortgage Free by 2030.2 -
willowparrett said:Hi Julicorn,
Please can I join for 2021 with a target of £5,000? Not a member before so whatever number is free 🙂 thank you!
WPx1 -
beadyeyes19 said:julicorn said:beadyeyes19 said:Hi,
I'll join for 2021 too. Currently #147.
I have also paid £350 for Oct, Nov, and December (so £1,050 in total).
Happy with a lower number.
Target = £12k.
We remortgage in July so hoping we can reduce it when we do!1 -
Good morning, I'd like to join please. Mortgage remaining of just over £30 000 and would like it gone asap. We currently overpay by £560 a month but would like to add an extra £1000 to this most months if all goes well. this adds up to a very ambitious £18 720 but I think I'll aim for £15 000 for some wriggle room. We're with Heliodor - moved from NRAM so can overpay what we want but the downside is we're still on 4.5% (or there about) interest.Mortgage Free 23 December 2020
Savings £9671 / £20 000 goal
Emergency Fund £216 / £1000 goal2
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