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2021 Mortgage-Free Wannabes

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, I'd like to join again in 2021 - I was #124 last year but would be happy with a lower number. My target for 2021 is £20,000.
    Welcome back! I've bumped you up a little to #100 :)
  • Hi,
    Can I please join again? My number was 23 and my preference is to keep it if possible. My target this year will be £7,000. I won't get there but I like to the push a high (for me) target gives me.
    Bounty
    2025 MFW No:23
    MFiT-T7 12
  • Oh Julicorn you are a star for carrying on with this! I would like to join again please. I’d like to keep number 19 and my target is £2500. 
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • #62 here. Can I set my target as £6,666 please?
    MFW: Was: £136,000.......Now: £47,736.58......
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 27 December 2020 at 5:37PM
    Please can I join? 
    My target is only tiny, to OP £600 for the year. But I’m focusing on building an emergency fund first, so until that’s in a much better state I don’t feel comfortable setting a higher target. 
    Plus I’m undergoing a restructure at work at the start of 2021, so I really don’t want to overstretch myself. 
    Excited to get going. 😁
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    twinklie said:
    Please can I join? 
    My target is only tiny, to OP £600 for the year. But I’m focusing on building an emergency fund first, so until that’s in a much better state I don’t feel comfortable setting a higher target. 
    Plus I’m undergoing a restructure at work at the start of 2021, so I really don’t want to overstretch myself. 
    Excited to get going. 😁
    Hi twinklie, welcome to the challenge! #6 has just freed up, so that is all yours now :) 
  • Can I rejoin again for 2021 please? I'm #50 and would like to keep that number if possible as I can actually remember that one! My target is £9000 I think as we aim for 10% OP each year but our OP year starts in November so we've already made an early start on it.
    MFW - OP 10% each year to clear mortgage in 10 years!
    2019: £16,125/£16,125
    2020: £14,172.64/£14,172.64
    2021: £12,333.62/£12,333.62
    2022: £10,626.55/£10,626.55
    2023: switched tactics to saving in a higher interest rate account than mortgage interest rate
    2024: mortgage neutral!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    The spreadsheet should be all up to date now :) I just wanted to say that I'm only holding this year's numbers for the next few days, from the 1st of January I'll re-allocate lower numbers from everyone I haven't heard from yet. (This is just to keep the spreadsheet nice and tidy, and not have too many gaps, haha)
    So if you want to take part again and keep your number, but haven't posted yet, now is your chance! (If you're not sure, have a quick look at the spreadsheet - everyone who's confirmed is printed in bold)
  • cod3
    cod3 Posts: 805 Forumite
    Part of the Furniture 500 Posts Mortgage-free Glee! Combo Breaker
    #53  I would like to set my 2021 target at £5,000 please.

    I had the same target in 2020 but didn't reach it.  I am sure there is a word that describes doing the same thing over and over and expecting a different result, but the word escapes me  ;)  Hehe.  Good luck everyone and thank you Julicorn <3
  • regularsaver
    regularsaver Posts: 156 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    edited 28 December 2020 at 2:41PM
    Hello there, please could I add an OP of £29.42 for December 2020 for #133 thankyou very much.

    Please count me in for the 2021 challenge too! Please could you set my 2021 target to £1270. Thanks
    MFW - #133 - 2020 Challenge - £1230.67 / £1159
    MFW - #133 - 2021 Challenge - £1328 / £1270
    MFW #56 - 2022 Challenge - £325.35 / £1296
    Mortgage began Jan 2019 - £115,900
    Mortgage Currently            - £105,160
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