Really confused about what I want :(

MFWannabe

danlightbulb said:

Here is how I originally drew my search area:


But what I do is add +1 mile to it so that it takes into account some areas beyond that hard boundary which gives me this:
https://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=USERDEFINEDAREA%5E%7B%22id%22%3A5757590%7D&minBedrooms=2&maxPrice=220000&radius=1.0&propertyTypes=detached%2Csemi-detached%2Cterraced&primaryDisplayPropertyType=houses&includeSSTC=false&mustHave=&dontShow=retirement%2CnewHome%2CsharedOwnership&furnishTypes=&keywords=

That search goes up to £220k so I can see what's just beyond my reach.

However within that area, there are some quite a few sub-areas I don't like. I don't really want to go south/south west of Dudley, and I don't want to go over towards West Bromwich, nor close to Wolverhampton/Willenhall. Some areas of Wednesbury are ok, as is Coseley. Within the centre of my area are some places I don't like as well. Its very built up around here so within a mile radius there are very very different characteristics.

Are there any properties you like the look of? 
This ones lovely: https://www.rightmove.co.uk/property-for-sale/property-82922041.html
been on the market for a while and reduced in September so should be open to offers? Depending how desperate they are to sell
Remember you don’t know til you try! What’s the worst that can happen? You get the answer no
That’s not the end of the world you move on 
You may have previously stated this but what is your maximum budget and what is your comfortable budget? 

AdrianC

GixerKate said:

I know that being exactly in one area is important but my question is - is it really that important?  Are your friends so rigid that they won't be friends unless you live nearby?

His "friends" appear to just be drinking buddies from the pub. They don't even know that he plays piano, and he won't ever invite them to the house anyway.

trix-a-belle

apologies its with Dubberley & a bit left field (terraced, but next to the alley so feasible for piano positioning not on an adjoining wall) but within the set area. its not much to look at inside at the moment but all functional & you could work your way round it putting your own stamp on it without too much issue
https://www.rightmove.co.uk/property-for-sale/property-73859022.html

getmore4less

danlightbulb said:

Here is how I originally drew my search area:


But what I do is add +1 mile to it so that it takes into account some areas beyond that hard boundary which gives me this:
https://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=USERDEFINEDAREA%5E%7B%22id%22%3A5757590%7D&minBedrooms=2&maxPrice=220000&radius=1.0&propertyTypes=detached%2Csemi-detached%2Cterraced&primaryDisplayPropertyType=houses&includeSSTC=false&mustHave=&dontShow=retirement%2CnewHome%2CsharedOwnership&furnishTypes=&keywords=

That search goes up to £220k so I can see what's just beyond my reach.

However within that area, there are some quite a few sub-areas I don't like. I don't really want to go south/south west of Dudley, and I don't want to go over towards West Bromwich, nor close to Wolverhampton/Willenhall. Some areas of Wednesbury are ok, as is Coseley. Within the centre of my area are some places I don't like as well. Its very built up around here so within a mile radius there are very very different characteristics.

with the draw function you can create no go pockets as well by drawing inside the outer area
eg

danlightbulb

MFWannabe 

Are there any properties you like the look of? 
This ones lovely: https://www.rightmove.co.uk/property-for-sale/property-82922041.html
been on the market for a while and reduced in September so should be open to offers? Depending how desperate they are to sell
Remember you don’t know til you try! What’s the worst that can happen? You get the answer no
That’s not the end of the world you move on 
You may have previously stated this but what is your maximum budget and what is your comfortable budget? 

Going above £190k would make my finances very tight and Im conscious, especially being a single earner, that I don't stretch myself too far financially. My rent at the moment is £570, that's equivalent to a purchase price of about £165k. £190k would be a mortgage payment of around £660 (90% LTV, 29 years). That's as far as I want to go. In future when I stop paying child maintenance (around 8-10 years from now), I would then be able to overpay quite considerably so I'm not worried about the long mortgage term.

I think that one you've posted is overpriced. The detached that hazyjo posted was £200k and is only round the corner, and they want £220k for a semi that doesn't even have a very good layout. I really am put off when something is that far away from what I would be able to pay, and I really doubt they would drop to £190k. We talked before about credibility with the agents, I don't think its going to help my cause if I go in and see properties and start offering £30k under asking.

Ones I like:
https://www.rightmove.co.uk/properties/75222846#/ Hazyjo posted this. I like it, location is spot on too. Over budget though and I am now on the waiting list for a viewing, I expect it will sell quickly though for asking. 

https://www.rightmove.co.uk/properties/86231650#/ this is a nice one and an area I would be happy with. Over budget though and I really can't see them dropping this into my range.

https://www.rightmove.co.uk/properties/84010030#/ this is the one with the mineshaft. They might have considered £190k, but it is a big project to take on. Agents reckon the mineshaft makes it need a 30%+ deposit which rules it out. I'm not so sure though, I have the report and the shaft is 10m from the building. The bungalow I previously nearly bought had 3 shafts (closest 17m away from building) and I got approved for that mortgage.

https://www.rightmove.co.uk/properties/85516811#/ this is the one Im seeing tomorrow. I really like the house and its spacious, but the location is not very good.

https://www.rightmove.co.uk/properties/84183691#/ this one is growing on me. It's better priced meaning I'd be more financially comfortable, and the layout is ok for my piano. Awaiting the agents to get me a viewing.

https://www.rightmove.co.uk/properties/71114094#/ i quite liked this one originally but was really messed about for viewing it and now its sold (still doesn't say sold on the advert though).

JGB1955

The snooker room one (https://www.rightmove.co.uk/properties/98254577#/) is now SSTC. 

MFWannabe

danlightbulb said:

MFWannabe 

Are there any properties you like the look of? 
This ones lovely: https://www.rightmove.co.uk/property-for-sale/property-82922041.html
been on the market for a while and reduced in September so should be open to offers? Depending how desperate they are to sell
Remember you don’t know til you try! What’s the worst that can happen? You get the answer no
That’s not the end of the world you move on 
You may have previously stated this but what is your maximum budget and what is your comfortable budget? 

Going above £190k would make my finances very tight and Im conscious, especially being a single earner, that I don't stretch myself too far financially. My rent at the moment is £570, that's equivalent to a purchase price of about £165k. £190k would be a mortgage payment of around £660 (90% LTV, 29 years). That's as far as I want to go. In future when I stop paying child maintenance (around 8-10 years from now), I would then be able to overpay quite considerably so I'm not worried about the long mortgage term.

I think that one you've posted is overpriced. The detached that hazyjo posted was £200k and is only round the corner, and they want £220k for a semi that doesn't even have a very good layout. I really am put off when something is that far away from what I would be able to pay, and I really doubt they would drop to £190k. We talked before about credibility with the agents, I don't think its going to help my cause if I go in and see properties and start offering £30k under asking.

Ones I like:
https://www.rightmove.co.uk/properties/75222846#/ Hazyjo posted this. I like it, location is spot on too. Over budget though and I am now on the waiting list for a viewing, I expect it will sell quickly though for asking. 

https://www.rightmove.co.uk/properties/86231650#/ this is a nice one and an area I would be happy with. Over budget though and I really can't see them dropping this into my range.

https://www.rightmove.co.uk/properties/84010030#/ this is the one with the mineshaft. They might have considered £190k, but it is a big project to take on. Agents reckon the mineshaft makes it need a 30%+ deposit which rules it out. I'm not so sure though, I have the report and the shaft is 10m from the building. The bungalow I previously nearly bought had 3 shafts (closest 17m away from building) and I got approved for that mortgage.

https://www.rightmove.co.uk/properties/85516811#/ this is the one Im seeing tomorrow. I really like the house and its spacious, but the location is not very good.

https://www.rightmove.co.uk/properties/84183691#/ this one is growing on me. It's better priced meaning I'd be more financially comfortable, and the layout is ok for my piano. Awaiting the agents to get me a viewing.

https://www.rightmove.co.uk/properties/71114094#/ i quite liked this one originally but was really messed about for viewing it and now its sold (still doesn't say sold on the advert though).

The last one really surprised me, no driveway or garage; I would never have shown you that one 
I feel we’ve really got somewhere today: 
Priorities: 
1) Location. As stated before I personally completely understand this. It’s going to be your property and you need to be happy and comfortable where it is 
2) Budget. You’ve now stated your absolute maximum and what you feel comfortable spending. Stick to this up to max and max would need to mean no major work imo 
3) You’ve stated properties you really like. Set up viewings where possible. If a property is above your max talk to the EA and tell them what your max is and is it worth your time and venders time viewing as you don’t want to waste anyone’s time if they wouldn’t entertain your offer 

MFWannabe

Remember to see yourself to EA and vendors; nothing to sell; currently renting so no chain from your side 

getmore4less

under budget
access to the back for the garage and space to build a car/bike workshop.
https://www.rightmove.co.uk/properties/71114094#/
if you click on map of this planning app from next door you can see the extent of the access road.to the back.
https://webcaps.sandwell.gov.uk/publicaccess/applicationDetails.do?activeTab=relatedCases&keyVal=DC05072

MFWannabe

MFWannabe said:

Remember to see yourself to EA and vendors; nothing to sell; currently renting so no chain from your side 

Sell that was meant to say