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Really confused about what I want :(

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Comments

  • danlightbulb
    danlightbulb Posts: 946 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 16 November 2020 at 4:03PM
    with the draw function you can create no go pockets as well by drawing inside the outer area

    Ah nice tip thanks. Ive now drawn a more intricate area:
    https://www.rightmove.co.uk/property-for-sale/find.html?locationIdentifier=USERDEFINEDAREA%5E%7B%22id%22%3A6370355%7D&maxPrice=210000&propertyTypes=detached%2Csemi-detached%2Cterraced&primaryDisplayPropertyType=houses&mustHave=&dontShow=&furnishTypes=&keywords=

    The one you posted is the one I have had problems getting  a viewing on all summer. It went off the market then came back and its now sold according to the agent.
  • coachman12
    coachman12 Posts: 1,069 Forumite
    1,000 Posts Name Dropper Photogenic
    32 pages of the piano, the map, the level driveway, someone who has no idea whether he wants anything at all really. Am I missing anything ?????????
  • Tiglet2
    Tiglet2 Posts: 2,691 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    What is obvious is that good properties at a good price are all sold within days.  In order to stand a chance , you need to be on the ball with what is coming onto the market and arrange to view at the earliest opportunity.  Your opinion is that many are overpriced but the fact remains that the houses in your preferred area which tick most of your boxes, are not hanging around for very long, indicating therefore that there are plenty of other buyers who don't think they are overpriced.  The ones which have been on the market for a while are probably overpriced and have unrealistic sellers not prepared to negotiate.  Some of the houses you were interested in a year-and-a-half ago, would probably fetch £200k or more now, which is pushing those houses out of your budget and you are left considering ones slightly inferior to those now.  

    If I were you, I'd blitz all the agents, study Rightmove/Zoopla/Onthemarket for every single potential property and over the course of the next couple of weeks, go and see as many as possible.  At least then you will have seen everything that is of interest to you and you will get a feel for what you like and what you don't like.  If after all this, you are still hesitant, then I suggest you stay put in your rental until child maintenance is no longer a pull on your finances and you will have saved up a bigger deposit.  Of course, you would also be older.
  • Tiglet2 said:
    What is obvious is that good properties at a good price are all sold within days.  In order to stand a chance , you need to be on the ball with what is coming onto the market and arrange to view at the earliest opportunity.  Your opinion is that many are overpriced but the fact remains that the houses in your preferred area which tick most of your boxes, are not hanging around for very long, indicating therefore that there are plenty of other buyers who don't think they are overpriced.  The ones which have been on the market for a while are probably overpriced and have unrealistic sellers not prepared to negotiate.  Some of the houses you were interested in a year-and-a-half ago, would probably fetch £200k or more now, which is pushing those houses out of your budget and you are left considering ones slightly inferior to those now.  

    If I were you, I'd blitz all the agents, study Rightmove/Zoopla/Onthemarket for every single potential property and over the course of the next couple of weeks, go and see as many as possible.  At least then you will have seen everything that is of interest to you and you will get a feel for what you like and what you don't like.  If after all this, you are still hesitant, then I suggest you stay put in your rental until child maintenance is no longer a pull on your finances and you will have saved up a bigger deposit.  Of course, you would also be older.
    Yeah, this isn't a new problem either. Obviously Covid has really messed stuff around this year, but prior to this I was struggling to get properties - I made very good (asking price or more) offers on three houses in 2019 and lost out on all of them. This year is proper screwy, for a while the whole market shut down then mortgage companies got twitchy and pulled higher LTV deals. I'm not sure what the state of play is right now, all of what has been discussed here is based on me getting 90% LTV. Ive emailed my broker so i can get an updated mortgage in principle as the previous one will have expired now, and I'll see if he has any concerns over availability of 90% deals.

    The ones which don't sell, its difficult to know how to deal with them really. I am put off when its significantly more than my max as I just don't think people will drop that far. I think the approach suggested of calling, telling the agent what my max is and seeing what they think is a good one and I'll use that going forward. Im not sure either on properties saying offers in excess of. I know it comes up here alot and personally it puts me off, as the seller is giving a good indication there of the minimum they expect.


  • MFWannabe
    MFWannabe Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OP I know someone said you’d dismissed this one earlier but great location and great on budget 
    surely the piano could go where the single chair is or possibly over by staircase, it’s hard to tell from pictures, again worth viewing and not discounting it based on the pics 
    https://www.rightmove.co.uk/properties/75154689#/
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Scotbot
    Scotbot Posts: 1,541 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 16 November 2020 at 5:07PM
    32 pages of the piano, the map, the level driveway, someone who has no idea whether he wants anything at all really. Am I missing anything ?????????
    Indeed this is a less funny version of the dead dog thread. I  have no idea what Dan's motivation is but it sure ain't buying a house, 
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    MFWannabe said:
    OP I know someone said you’d dismissed this one earlier but great location and great on budget 
    surely the piano could go where the single chair is or possibly over by staircase, it’s hard to tell from pictures, again worth viewing and not discounting it based on the pics 
    https://www.rightmove.co.uk/properties/75154689#/
    looks like NO5 previous sale has floor plan.
    https://www.rightmove.co.uk/house-prices/detailMatching.html?prop=45980997&sale=89740086&country=england
  • coachman12
    coachman12 Posts: 1,069 Forumite
    1,000 Posts Name Dropper Photogenic
    Scotbot said:
    32 pages of the piano, the map, the level driveway, someone who has no idea whether he wants anything at all really. Am I missing anything ?????????
    Indeed this is a less funny version of the dead dog thread. I  have no idea what Dan's motivation is but it sure ain't buying a house, 
      
    This one costs a quarter of the cost of the house  :o  
  • Scotbot
    Scotbot Posts: 1,541 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Scotbot said:
    32 pages of the piano, the map, the level driveway, someone who has no idea whether he wants anything at all really. Am I missing anything ?????????
    Indeed this is a less funny version of the dead dog thread. I  have no idea what Dan's motivation is but it sure ain't buying a house, 
      
    This one costs a quarter of the cost of the house  :o  
    Given his self esteem issues I imagine Dan's is a lot smaller....
  • MFWannabe said:
    OP I know someone said you’d dismissed this one earlier but great location and great on budget 
    surely the piano could go where the single chair is or possibly over by staircase, it’s hard to tell from pictures, again worth viewing and not discounting it based on the pics 
    https://www.rightmove.co.uk/properties/75154689#/
    Having had another look at it, I agree it looks pretty good. All that is putting me off is that the only obvious place for the piano would be against the party wall, in either the front or back room. I just would always feel like I had to try and keep the noise down to be fair on the neighbours. I am a very quiet neighbour.
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