Really confused about what I want :(

PerfectMess

bouicca21 said:

I’m confused.  I put Dy4 into right move and loads of houses in OP’s price bracket came up. They had gardens with and without sheds for the bikes, parking and/or garages and they had room to put a piano against an internal wall to insulate the sound. Some a mile from a station, some closer, easy walk/bike ride.  So what’s the problem?

I’m confused as well didn’t look at stations but there was a weird number of houses that had a room downstairs that wasn’t on the party wall and had a garage and drive. 

Slithery

bouicca21 said:
So what’s the problem?

The OP's indecisiveness. We went through all of this with him at the beginning of the year on a different 30 page thread...
https://forums.moneysavingexpert.com/discussion/6096763/having-doubts-after-offer-accepted/

danlightbulb

Thanks for the replies. I know Ive been over some of this ground before here and Im no further forward. I just feel completely stuck.
I do feel under pressure now to make a decision. Houses aren't getting cheaper and now that my maximum mortgage term is shrinking that is going to start having a significant impact. I am very scared of getting to retirement age still renting. Unfortunately saving more deposit is not going to help much either, I have already saved more deposit than my maximum mortgage amount will require. It will take many more years to save further £X thousands and won't make much difference to what I can afford.

I try and view lots of houses that meet some of my criteria, but the ones I like are so much in demand here that often I don't even get a viewing before its sold, or I do view and there is an issue with it that really should mean the price comes down but it still sells almost immediately and I don't get chance to negotiate.

I'm seeing a house on Tuesday that I really like in terms of layout, size, features. But its a couple miles in the wrong direction from where I really wanted to be, it has no amenities near it at all, and its on an unadopted road. Its been on the market for some time and its because of where it is, not the house itself.

@Doozergirl ah you remember the bungalow! I got caught up with it more than I should have. At first the idea sounded good and the house certainly had potential but I just didn't have the money to put in to its refurbishment. I let myself get caught up in a bit of a frenzy of excitement with it and in the cold light of day it wasn't what I wanted. 

Just for those who have commented on the piano - I have a digital now that Ive had for some years and am quickly outgrowing it. There are some great digitals around but when I have my lessons I play on an acoustic, and notice it. To be honest I care more about buying a piano than I do about a house, to an extent that the first thing I think about when I see one is 'where will the piano go'. I'd imagine its the same kind of thought someone planning a family might have about finding something suitable for having kids in.

@bouicca21 i had this problem continually. The issue is that I know the area very well, so I know which areas within it I wouldn't live in. Loads of houses might be coming up but 95% of them I don't consider suitable. There's a couple I really liked that came up recently and I couldn't view them before they sold, it was a matter of days. Its really frustrating for people trying to help because they show me a house and I easily find reasons why its not suitable.

MFWannabe

Why are you viewing the house on Tuesday if it doesn’t really fit any of your criteria?
i think firstly you need to decide if you definitely want to buy a house 
A quick Rightmove search and there’s plenty of properties in your location, such a small this: https://www.rightmove.co.uk/properties/86386739#/

danlightbulb

MFWannabe said:

Why are you viewing the house on Tuesday if it doesn’t really fit any of your criteria?
i think firstly you need to decide if you definitely want to buy a house 
A quick Rightmove search and there’s plenty of properties in your location, such a small this: https://www.rightmove.co.uk/properties/86386739#/

Because the house itself does fit my criteria, its just in a fairly poor location. Im viewing it because there's nothing else I like the look of!

The house you've posted up there has a mineshaft very close, and I've been told it requires at least a 25% deposit, they have had buyers fall through because of it. It was in the description but it looks like they've removed that info now.

MFWannabe

You said the house on Tuesday is a couple of miles in wrong direction from where’s you want to be? 
It has no amenities near by
Im sure the above doesn’t fit your criteria? 🤷‍♀️

danlightbulb

MFWannabe said:

You said the house on Tuesday is a couple of miles in wrong direction from where’s you want to be? 
It has no amenities near by
Im sure the above doesn’t fit your criteria? 🤷‍♀️

Yes, true. I don't know if I view it I might be willing to settle for its location? I just don't know.

DCFC79

danlightbulb said:

MFWannabe said:

Why are you viewing the house on Tuesday if it doesn’t really fit any of your criteria?
i think firstly you need to decide if you definitely want to buy a house 
A quick Rightmove search and there’s plenty of properties in your location, such a small this: https://www.rightmove.co.uk/properties/86386739#/

Because the house itself does fit my criteria, its just in a fairly poor location. Im viewing it because there's nothing else I like the look of!

The house you've posted up there has a mineshaft very close, and I've been told it requires at least a 25% deposit, they have had buyers fall through because of it. It was in the description but it looks like they've removed that info now.

When you say the house your viewing next week is in a poor location, do you mean poor location as in an area thats dodgy 

danlightbulb

DCFC79 said:

danlightbulb said:

MFWannabe said:

Why are you viewing the house on Tuesday if it doesn’t really fit any of your criteria?
i think firstly you need to decide if you definitely want to buy a house 
A quick Rightmove search and there’s plenty of properties in your location, such a small this: https://www.rightmove.co.uk/properties/86386739#/

Because the house itself does fit my criteria, its just in a fairly poor location. Im viewing it because there's nothing else I like the look of!

The house you've posted up there has a mineshaft very close, and I've been told it requires at least a 25% deposit, they have had buyers fall through because of it. It was in the description but it looks like they've removed that info now.

When you say the house your viewing next week is in a poor location, do you mean poor location as in an area thats dodgy 

There are a few downsides about its location. Its at the end of a little unadopted road with about 8 houses on it, and at the entrance to this road is a corner shop and takeaway. There is no local pub that I can see (but this isn't critical - its something I would want if I was moving further away like to a village somewhere remote). This whole region is not very good for crime rate anyway, and yes this area is on the rougher side of things. This may appear subjective but the way I judge it is by getting a car insurance quote, and my insurance approximately doubles in this location compared to where I am now. That's not as bad as some Ive tried, Ive had quotes of quadruple my current location for some houses Ive seen (and we're only talking within a mile or two distance), and that does correlate with what I know about the areas as well.

Maybe Im just never going to find what I want here because it doesn't exist. My mind has images of a very closed location where its really quiet, there's a local pub, and i can play my piano for the next 40 years in peace. I wouldn't stay in this area if I had another viable option really, I just feel that I have to otherwise I would be alone.

[Deleted User]

!!!!!! being more than a mile from your desired location won’t mean you’re alone. What you want doesn’t exist on your budget. You will need to compromise and starting another thread isn’t going to change that.