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I am the obstacle and I am the path (to debt free...again)
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50 before I am 50 bucket listSeeing and being in beauty = 20- Trip to Ludlow- Trip to Cornwall- Trip to Rye and Camber Sands- Visit Tate Britain- Visit Tate Modern- Margate and the Turner Contemporary- Visit 9 new places- See sunrise and sunset on the same day x 4- Swim in moonlightCraft and creativity = 14- Finish knitting jumper- 9 x Patchwork squares (by hand)- 4 x sew garments to wearNourishment and movement = 13- Big goal here is to get back to 3 times per week of my Ashtanga Yoga Practice – reliably doing half primary- 9 new recipes- (50 walks before I am 50)- Forage for food and use it!- Go dancingFinancial = 3- Minimum payment of CC 2, less than £150 pcm- Half debt gone- Remaining debt all on 0%3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
That is ambitious, but fabulous to aim for. Extra good luck ⭐️Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Love it!Choose kind1
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Just came by to update my signature, there has been movement on the professional thing, still horrible, and not even read the full thing. Getting my solicitor to do that first so that I can receive a measured message - hopefully.
Haven't hit Mini goal 2 as I hoped, £10 off doing that.
Went out for a walk on Saturday, 4.7 miles and very hilly.
3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£02 -
Thinking of you - I can't imagine the emotional stress of having this hanging over you. Sending virtual hugsChoose kind1
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That’s a lovely view.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Oh boy, oh boy. The professional thing. Its a lot. Feeling very stuck, and in the past.
Meantime, 17/17 NSD's this month. Had a lovely weekend between the assignment being finished and the professional thing coming in. I have overspent this month, and need to look forward in my budgeting as there is a fair bit of socialising booked in which is a good thing, but a bit spendy. I need to be around people that know and respect/like me that's for sure.
A friend is coming to see me tomorrow, and hoping for a walk, over the weekend and maybe work on a dress i have started.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00 -
It was payday yesterday, and I have divided up my pots - something is wrong, and I can't see what it is. I have upped my food and weekend budget a smidge because I got in quite a pickle in July.
3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00 -
Try writing it all down and see if you can spot the discrepancy?
I tweaked my budget for the same reason.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Blimey, oh Riley.
Got pinged very early yesterday morning, isolating for 7 more days, but a test should be with me later today, if I can get it turned around - I may be able to be released if it's negative?
So Money saving has not started well as I needed a few things including loo roll, so deliveroo was employed very expensive way of getting essentials.
Not able to go out for a walk.
Very anxious about the professional thing but had a good response from someone. But wasn't able to concentrate to sew.
Fortunately had a lot of support and a nice time on Saturday - lovely lunch and got in the sea, a bit too much wine.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£00
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