First Steps to Solvency

stymied

Glad to hear you sounding a bit happier @alt80 :-) Hope the hangover wasn’t too bad!

alt80

Thanks both. I don’t think the whole clean living / saint with money thing is for me I was trying to force it and just felt like !!!!!! worse than when I was using heavily tbh. Spent a few £k and had a weekend, good times, really long overdue and has definitely been enjoyed but need to just make sure it’s moderated I know. 

I need to get back to the gym 100% and get back to running. Still like the idea of the park run tbf. Trying to sort my diet out, people on here right, I was just hurting myself with a really poor diet. I have to have some kind of weekends. Past few months have been awful I live in town and told myself I’d never walk into a shop or a pub again it was !!!!!! horrendous. Started thinking about moving out of town just to get away from ‘temptation’ but 100% not for me. Told myself I’d stopped driving and did stop driving because I kept seeing people in sports cars and I had to sell mine just !!!!!! ashamed where I’d let life get to and hoping for another lockdown which just isn’t going to happen. Have been putting myself under a lot of pressure to either sell my Range Rover or spend as little as possible to make the balloon payment in full. You’ll tell me on here that’s what I should do but it was at the expense of making me really !!!!!! miserable just to save a few quid to ultimately keep in retained, out of my hands. Idk I enjoy a lifestyle and the more I tried to move away from it and !!!!!! apologise for it the worse I felt. Hopefully I have learned to not let the lifestyle own me from this suppose only time will tell but I think I’m done with the 100% clean living saint with money life it’s just not for me and was making me depressed. 

I didn’t go to the karting / car drive it day lunch because I couldn’t face it and couldn’t face seeing my boy enjoying cars was wishing he didn’t because I’ve always been a car guy. Realise just how !!!!!! sad that is now. 

No !!!!!! point even being in business if I’m never going to enjoy life outside work; that’s where I am rn. 

stymied

No, I don’t think anyone on here told you to do that. I remember plenty of ideas about moving the deadlines by taking out a 0% purchase card and keeping the income once debts paid down a bit to fund more of a lifestyle.

Its none of my business but does knocking the clean living on the head mean a moderate blow out on the spending and a few drinks or did you call your dealer again?

poppy811

Think it is time for me to withdraw. There have been so many suggestions to help you but none including medical help seem to appeal.  I genuinely wish you well but do not think I can offer anything else.  As you know I have an inoperable cancer and hate to seeing you hurting yourself and your family.  Good luck for the future.

alt80

@stymied yeah going to stick to the 0% plan. Tbh the whole never buy a fun car again thing probably not going to happen I work enough and am completely fed up making myself live with feeling undeserving of anything for myself, wife hates living like this; me checking every !!!!!! purchase, getting tripped off by her spending a bit of money or going out, tbh everyone’s got a past but I don’t move on and I keep !!!!!! punishing myself I think I’d have got to the point I couldn’t carry on. I enjoy a lifestyle a lot of you on here don’t.

poppy811

really? then get on with it

JGB1955

alt80 said: I enjoy a lifestyle a lot of you on here don’t.

If only that was true!  You should, but you don't....

RelievedSheff

Bye Alt.

I wish you well but won't watch you on your path to self destruction. 

poppy811

alt80 said:

@stymied yeah going to stick to the 0% plan. Tbh the whole never buy a fun car again thing probably not going to happen I work enough and am completely fed up making myself live with feeling undeserving of anything for myself, wife hates living like this; me checking every !!!!!! purchase, getting tripped off by her spending a bit of money or going out, tbh everyone’s got a past but I don’t move on and I keep !!!!!! punishing myself I think I’d have got to the point I couldn’t carry on. I enjoy a lifestyle a lot of you on here don’t.

really? then get on with it

RelievedSheff

stymied said:

No, I don’t think anyone on here told you to do that. I remember plenty of ideas about moving the deadlines by taking out a 0% purchase card and keeping the income once debts paid down a bit to fund more of a lifestyle.

Its none of my business but does knocking the clean living on the head mean a moderate blow out on the spending and a few drinks or did you call your dealer again?

I think we can all work out that the dealer is going to be the one making the money here.

The change in attitude says it all really.