📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First Steps to Solvency

Options
1767768770772773778

Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Sounds like you have fallen into the IG trap your wife has been in that you have been trying to get her away from.

    The old times where you can't really remember most of them and were distroying what you had built with the business along with ignoring your family.

    See them for what they were not drug induced good times.

    It is not normal to have a bit at the weekend never has been never will be.

    First step is fix your eating that is messing with your body and you head.


  • poppy811
    poppy811 Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hope you finish early today and have some family time
  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I was going to suggest drive through Macdonalds with your son to combat the chicken salad and give him a treat 😊
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    I haven’t been well these past few days. Not really getting through very well, managed to work well but everything else gone to !!!!!!. Despite feeling awful this morning going to try to have a day with my family. I’ve been trying to tell myself I don’t want to spend like I used to and don’t care about the money idk only reason for me and I don’t think that mindset will fully leave me. You are right on here a bit at the weekend isn’t normal just is amongst some of the people I’ve chosen to associate with for years. Not all and I’m too quick to bin those people off because I have a problem with it and I know people rely on me.
  • @alt80 I really think you should talk to a professional about medication. It was the only think that helped me out of a dark, self pitying hole. Sometimes our brains just don't work correctly and when multiple triggers occur medication is the only thing to fix it, with immediate effect. You wouldn't ignore a broken leg - unfortunately there is such a stigma around anti depressants, but if you brain has a chemical imbalance, you may need something else to work alongside the things everyone else has suggested. I kick myself for waiting so long to take them. Good luck.
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I hope you have a good day. What do you have planned?
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 2 May 2022 at 8:12AM
    Have managed to spend the weekend with family. Spent a couple of £k, mainly on holiday clothes for wife. tbh had a good time for once. Did go out Saturday with wife, wasn’t the most sensible with that either but I don’t really regret it, saw some people who I’ve not seen in a long time and it was a good laugh. Yesterday managed to get through it, had lunch and get out for a good walk in the afternoon which was pleasant. Another day off work today, we’ve not planned a lot but this weekend off being sensible and miserable has been really !!!!!! nice tbh. I know I need to watch it doesn’t descend into what it was but it’s been good to not just live for work and absolutely nothing else. 
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh well done, that sounds so much more normal than before. Even when it gets really hard, please try your best to keep going like this as it will be so much better for you longterm, and your son will benefit hugely from it
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.