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First Steps to Solvency

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  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Flowers and fragrance sounds lovely and a good balance between something that will be enjoyed vs something that will just be unwrapped, showed off on Instagram then shoved in a cupboard.

    Has Instagram crept back in or email adverts? Have there been harsh words in counselling? Something is encouraging you to think “stuff” is needed again.
  • woahsoah
    woahsoah Posts: 78 Forumite
    Third Anniversary 10 Posts Name Dropper
    edited 16 February 2022 at 3:04AM
    alt80 said:
    Not easy knowing if she’d have known I wouldn’t have been able to provide her with the lifestyle she wanted she wouldn’t have chosen to stick with me. I’ve had to explain I’m doing the best I can in business it’s not a simple case of I could take more to suit what she wants - have to keep the ship afloat and staff wages before I can begin to look at taking more myself.

    Sounds like the ball is in her court now? You've been on track for a while now. She shouldn't keep bringing up the same issue expecting a different outcome when it's triggering. She can't hold you to account on promises you once made, "vast wealth" is never a certainty. Her decision to jump aboard the alt80 train was not risk free.

    Unfortunately, I expect you will continue to grow and eventually realise how unhealthy/deluded her frame of mind is. 

    I wanted to add. When I started reading your diary I thought you were a right plonker. I've sold some uk property and am quite heavy in cash now. Was looking at your HMO returns, etc. If it wasn't for keeping our anonymity and that you are some random bloke on the internet, I would of considered some portfolio with you. You don't seem like a plonker at all to me now and have turned it around. If I had known you in real life it would be something I'd consider. I know this is all "what ifs" but you probably underestimate how unlikely I would of been to give you money at the start of this diary! That wasn't meant to be a backhanded compliment. Well done for 250+ days
  • ladyholly
    ladyholly Posts: 3,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am sorry that you are still getting abuse from your wife. Has she started counselling yet?
    You are doing so well and surely she can see that complaining that you dont earn enough if bad for your mental health. I hope you and she can get past this and you can both lead a more sustainable life without her wanting stupid amounts of stuff and you feeling guilty you cant give it too her.
  • Alt you are doing so well and have come so far, you should be really proud of everything you have achieved. 

    At the moment it keeps coming back to your wife and her lifestyle, ask yourself why does she deserve to be spending that kind of money? The average family does not have the earnings that you do but as shown on here but many don't think they are 'failing' or that they don't have things they deserve. I use the term lightly but 'just' being your wife and the one you love doesn't make her any different to the partners of others who don't have that kind of money. She really needs to understand how fortunate she is already. 
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    Also picking up on what you said a few post back; it don't think it would be good for anyone to have access to unlimited spending. I think it would leave you feeling empty and unfulfilled. 

    There's a chinese proverb that my friend from Hong Kong uses a lot; 'May all your dreams but one come true' I love it, encapsulates how important it is not to get everything you want.
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you're hanging on in there @alt80

    Its a rubbish time of year all round as well so not a lot external to pick you up. I don't think that helps.

    Check in when you can.


  • katsu
    katsu Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I'm really interested in why your wife feels that a high earning footballer was a realistic prospect. There are very few that earn the mega bucks for long or at all (and most have to find a new career when they retire as they are so young).  Did she leave one to date you instead?  If not, isn't it just a childhood fantasy like marrying a prince or whatever? 

    I find myself thinking maybe you and Mrs Alt are quite alike in sharing some very incorrect thinking (just different in the focus of it) and I hope that from that you'll be able to grow together as you both make peace with your old selves with your faulty logic and see it for what it is, incorrect and in the past. 

    So maybe Alt you can work with the pros on how to deal with the way her strange logic affects you, and she can work on why she's got her unrealistic thinking which affects her happiness and prevents her really enjoying her life.

    I think if she engaged with the help you could both be so happy, so I hope she engages as I'm sure she'll end up much happier when she's living this life, just like you, instead of focusing on unreality in her head like the old you.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Hope you are OK Alt? 

    Remember we are here if you need us ❤
  • Hope you are ok Alt, missing your posts.  Take care, stay safe. 
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