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First Steps to Solvency

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  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am so pleased you are at 6m - a rocky road but you've done it, worrying me with some wobbles but coming good, and now continuing to make rapid progress building a different life for all  of you. The changes are massive and I agree with RS, the debt is a bit of a side issue to the rest. A little bit of a slower timetable on that is not really an issue. The different behaviours, priorities and choices are. The debt reduction will follow.

    I really would not have guessed this time last year you would be where you are. I hoped you would because I'm a sucker for young, happy families but if I'm honest I didn't think the odds were great. You beating them is fantastic and a credit to you. 

    Here's to 12 months next. Keep going @alt80
  • Congratulations Alt, fantastic achievement. 

    I agree with the others, you’ve made so much progress in other areas that the balances seem irrelevant right now. You’ll get there with them though just don’t pressure yourself now. 


    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    6 months, fantastic. Just shows what can be achieved if you put your mind to it. Congratulations 👏 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • ladyholly
    ladyholly Posts: 3,937 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations on 6 months. An amazing achievement when you look back to the start of your diary, not just the drugs, debts and alcohol but the change of mindset. I am sure you and your family are in for an amazing 2022.
  • maggiem
    maggiem Posts: 1,942 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Six months is amazing. You've made so many changes and adjustments to your thoughts and thinking processes; it's a pleasure these days to read posts and I could not have said that six or seven months ago. It's a great achievement, hope you are very pleased and others recognise the effort this change has taken. 
  • FootyFanDan
    FootyFanDan Posts: 1,685 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Sorry I haven't kept track as much as i should mate but just wanted to pop in and say I am absolutely delighted for you that you have made it this far. You should be incredibly proud of the journey you have taken, the steps you have made to make a better life all round is amazing. Well done
  • You’re not a bad person. I wish you’d start believing that. You’ve made mistakes and had an addiction that you are dealing with. 


    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Humdinger1
    Humdinger1 Posts: 2,296 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    You’re not a bad person. I wish you’d start believing that. You’ve made mistakes and had an addiction that you are dealing with. 


    Yep, you've got it right there.   @alt80 you really are not bad.  Quite the opposite; you've pulled yourself up by your bootstraps; not many people manage this no matter how much help they have.  You've redefined what's important and are a force for good all round.  You're not berating yourself anywhere near as much as you used to, which shows how far you've come; might it be worth discussing with the pros the fact you're doing it at all? There is no justification for it; you can congratulate yourself on your huge achievements without being bumptious and that's healthy.    Keep going, you're fab.  Love Humdinger x
  • poppy811
    poppy811 Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
     so pleased for you, massive well done.  A bad person would never have done what you have achieved
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