First Steps to Solvency

Grumpelstiltskin

Saw that about your MP. In my mind typical Labour, she has caused trouble before.
At least mine is a Conservative.

alt80

@Grumpelstilskin ha I’m not the biggest fan of the Labour Party either lol equally I do think we need some sort of opposition threat for some checks and balances in parliament. Right now there’s def not a strong opposition.

Tbh I don’t think any 23 year old is ready to be an MP. Before anyone accuses me of sexism my opinion applies to both males and females. Should be out enjoying herself at that age imo too many political warriors of that generation right now- don’t get it tbh all I cared about that age was flipping property, cars and getting !!!!!! at the weekend haha. Not much changes fml. Mind she’ll probably wind up a peer in the House of Lords and I’ll still be counting my days of being off the chang and checking the 0% deals out so probably not worth listening to my advice ha. 😆

foxgloves

Sadly so is mine & I'd swap him & all his puffed-up self-importance for your 23-year old MP in a heartbeat.
F

alt80

Just sent draft June/ rest of 2021 plan to wife for approval fml lol get a message back shes going to Porsche but thinks planning the spends really does appeal to my ocd side always need a !!!!!! crisis to get out of ha lol. 

stymied

Don’t forget to account for a rise in the cost of living in your 5 year plan. Personally I would take a slightly increased salary each year to account for this but doubtless council tax will increase and probably fuel and school fees.

So glad you’re back on track 🙂

alt80

@stymied thanks tbf that’s probably what I’ll do just account for increases in living costs. Review once a year but same position overall iyswim. 

getmore4less

One thing that has to change is the obsession thinking you might have missed something
Once done there won't be much you need to change going forward minor tweaks and keeping track.

Unless of course you fall in love with electric and decide to ditch the RR taking up 18.4% of the 5 years money.

alt80

Yeah I know the ‘obsession’ was wrecking things for me. Hoping I keep away from that tbh idk whether I will or not right now no trust in myself really. 

Lol re electric fml for what my Range Rover costs me (next five years) I could lease a taycan and an IPace claw back a bit of tax and finance/ run a used V8V. !!!!!! ridiculous really but will be better off long term if I keep my Range until I’m about 60 haha will be a !!!!!! classic then.

Jellytotts

We have just got an electric MG, I'm not a driver but even I can appreciate how much better it drives than anything else we've ever owned. The range is around 160 miles which suits us just fine.  Charging is quick and easy and the acceleration on it is astounding.  Worth a test drive if you get the chance.

getmore4less

Jellytotts said:

We have just got an electric MG, I'm not a driver but even I can appreciate how much better it drives than anything else we've ever owned. The range is around 160 miles which suits us just fine.  Charging is quick and easy and the acceleration on it is astounding.  Worth a test drive if you get the chance.

Cheap as well but wrong badge