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First Steps to Solvency

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    I hope you have a great family day today .
  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I hope you all have a good day today
    Its so obvious that you still have support - make the commitment to use everything at your disposal to get better. There's a big prize at the end (and I don't mean the AM). 
    Holiday news looks a bit brighter too.
    Take care @alt80
  • ladyholly
    ladyholly Posts: 3,933 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I hope you managed to sleep well. I am pretty certain your in laws do care for you and I am glad you are starting to see that. As your own parents arent easily available you at least have a substitute so use them to help support you through the tough times. There will no doubt be tough times ahead but by properly engaging with your counselling and the support of all your family you will come out the other side and you also have the support of many people on here. We are all rooting for you and your family to develop a more balanced life. One final thought dump your mate now. Do you have a door camera if so dont answer the door to him if he turns up if you havent I should spend a little money and get one. If he appears at your business get one of your staff to deal with him. Block his number on your personal phone and do everything else you can to avoid engaging with him. From what you say he wants to drag you down to his level and yes I did say down. He has nothing except what his parents have provided whereas you have 2 successful businesses which you and you alone have created from nothing. Something to be very proud of.
    Have a lovely day today with your family and make some more happy memories.
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 4 April 2021 at 11:28AM
    Thanks. Had a terrible morning been on the phone with the pros. Not touched anything just massively anxious know I don’t move on from the thought patterns I start risking everything I do have. !!!!!! paralysed to get out of the house weird thoughts if I get in my car I will crash it. Boris announcements tripping me off stuff opening up more opportunities to spend, drink etc. Had the mental issues for years some of the reason why I’ve been in perpetual credit card debt spending money in the hope it’ll make up for being mentally deficient or something just another addictive behaviour lol laughing at myself for that. 

    Actually have managed to put the blocks in place to stop myself with the really mad spending. I do the figures, think it through. Budget 100% helped me to use my brain a bit more. Think that’s come easier than the other stuff because I’ve managed to use what I’ve had to do in business port it over. This other stuff I’ve got no transferable skills in like starting over tbh. Something I want to do and think it’s worth it keep doing what the pros tell me and stick with it. There’s people with a lot worse habits who have turned it around.

    Need to get out see my family they said they won’t come here having lunch there and I need to get in my car no amount of bleach will make them come here it’s infected with me. 
  • alt80
    alt80 Posts: 4,641 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    edited 4 April 2021 at 11:34AM
    Thanks the pros say I need to do that give me the exercises. I am doing them. Think it is like a 300kg man starting out in fitness tbh. 

    Need to face the car and not be a let down 100%. Nice weather at least to be out.
  • ladyholly
    ladyholly Posts: 3,933 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Drive carefully and have a good time with your family. Lovely day out there.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Was thinking would MG mate be up for a meet or even a drive.

    Top down in his MG(if convertible I forget) counts as outside.

    He seems to have a level head, a non obsessive attitude to cars(but still into them) he does seem to be on your side with his previous offer of a ride.

    If he is good conversation a trip out together might do you good, as he is a positive influence.

    if your work office are open it might make sense to go in on a schedule to get you away from your home office.
    make it feel more normal.



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