First Steps to Solvency

KxMx

I'm really happy you were able to attend counselling together, these things do often get worse before getting better so please don't be too disheartened. 

RelievedSheff

If you fancy a beer get some in. Same for the steak. A bit of what you want when you want it (within reason) won't hurt you or the wallet.

Onebrokelady

Here is a programme suggestion for you and your wife to watch together, it's called Rich House Poor house on channel 5 Sunday evenings at 9, it would be educational for both of you. While you are at get yourself a good steak marinate it in beer and have a feast 😀

I know you don't want to pay out for Netflix but I would give it a go ,there are some seriously good programmes on their that you could both become addicted to ( maybe just avoid Breaking Bad 😀) 

strawb_shortcake

Onebrokelady said:

Here is a programme suggestion for you and your wife to watch together, it's called Rich House Poor house on channel 5 Sunday evenings at 9, it would be educational for both of you. While you are at get yourself a good steak marinate it in beer and have a feast 😀

I know you don't want to pay out for Netflix but I would give it a go ,there are some seriously good programmes on their that you could both become addicted to ( maybe just avoid Breaking Bad 😀) 

I do enjoy Netflix, but I did not rate breaking bad at all, I had so many issues with it

alt80

@KxMx true tbf not in the right mindset currently about ready to give up on it all tbh. Not going to need to keep plodding on.

@RelievedSheff I’ve got a budget I’m not using for the booze lol. Iswyacf for me probably better just staying away from everything but the work.

@Onebrokelady I’ll give that show a miss thanks. Been mentioned on here before, looked at what it was then got mentioned recently in property circles. Someone I’m aware of (don’t know tbf) was on it recently as the ‘rich house’. I’ll just say there’s a lot of bullshitters in property trying to make cash from other’s naivety selling ‘courses’. I’m sure the guy has got a decent portfolio but the means by which some acquire property aren’t what they appear in their often BS rags to riches 2 minutes in property and bam they’re a millionaire stories to peddle said ‘no money down’ nonsense ‘courses’. Didn’t watch the show so don’t know if that kind of rubbish was mentioned but know he sells the BS courses. 100% nothing to learn from that. Apart from maybe the way to my goals isn’t the way I’ve gone about it. 😆

Re Netflix / Sky my reluctance to subscribe to tv services is historic tbh I’ve always told the wife she can forget getting sky. Mainly because I was obsessed with the idea she’d just sit watching tv all day. 😆 Possibly might review at some point lol but don’t think we need it in our lives really tbh. Might be just a case of you don’t miss what you don’t have who knows lol.

Onebrokelady

annabanana82 said:

Onebrokelady said:

Here is a programme suggestion for you and your wife to watch together, it's called Rich House Poor house on channel 5 Sunday evenings at 9, it would be educational for both of you. While you are at get yourself a good steak marinate it in beer and have a feast 😀

I know you don't want to pay out for Netflix but I would give it a go ,there are some seriously good programmes on their that you could both become addicted to ( maybe just avoid Breaking Bad 😀) 

I do enjoy Netflix, but I did not rate breaking bad at all, I had so many issues with it

I've only seen a couple of episode ps of Breaking Bad and I couldn't watch it,it was the lead character running round in his Y fronts that put me off 😂

alt80

Sorry for the rant but I have a massive bugbear with a lot of these property ‘courses’ and a fair few people in the property world who are little other than spivs. I’m possibly the idiot in all this idk and don’t fail to see the irony in me taking the moral high ground haha but being in the business I am it really pisses me off and 100% gives my industry a bad reputation. 

Onebrokelady

alt80 said:

@KxMx true tbf not in the right mindset currently about ready to give up on it all tbh. Not going to need to keep plodding on.

@RelievedSheff I’ve got a budget I’m not using for the booze lol. Iswyacf for me probably better just staying away from everything but the work.

@Onebrokelady I’ll give that show a miss thanks. Been mentioned on here before, looked at what it was then got mentioned recently in property circles. Someone I’m aware of (don’t know tbf) was on it recently as the ‘rich house’. I’ll just say there’s a lot of bullshitters in property trying to make cash from other’s naivety selling ‘courses’. I’m sure the guy has got a decent portfolio but the means by which some acquire property aren’t what they appear in their often BS rags to riches 2 minutes in property and bam they’re a millionaire stories to peddle said ‘no money down’ nonsense ‘courses’. Didn’t watch the show so don’t know if that kind of rubbish was mentioned but know he sells the BS courses. 100% nothing to learn from that. Apart from maybe the way to my goals isn’t the way I’ve gone about it. 😆

Re Netflix / Sky my reluctance to subscribe to tv services is historic tbh I’ve always told the wife she can forget getting sky. Mainly because I was obsessed with the idea she’d just sit watching tv all day. 😆 Possibly might review at some point lol but don’t think we need it in our lives really tbh. Might be just a case of you don’t miss what you don’t have who knows lol.

I've never watched Rich house Poor House I thought it was just a show where rich people had to swap lifestyles with poor people for a week to see how the other half live 🤷‍♀️

alt80

@Onebrokelady I haven’t watched it either just looked it up after it was mentioned on here something about my wife probably wanting to see how the rich guys live or something and recently it’s been mentioned as someone I am aware of has been on it and going by a few others I know who are peddling BS ‘courses’ to naive people likely doesn’t have whatever amount of wealth he portrays. Fairly likely some of the portfolio isn’t what it appears too. 

Tbf I’m going a bit off topic but it’s something that really !!!!!! me off. Due to the nature of my business its regulated by a professional body so am I as an individual my pii is astronomical yet plenty of guys just on the agency / related side making a lot of money with very little regulation / accountability or professional conduct. My involvement in BTL / development is separate tbf but I do things properly through the correct channels and don’t try to peddle rubbish ‘courses’ in ‘property’ to the naive. A lot that do cause the industry to have a bad rep and have been responsible for many individuals losing a money through unregulated ‘investment’ schemes. I’m not saying this guy is one of them, I don’t know just there are some hallmarks of it and it annoys me.

RelievedSheff

I think we should sign you and the wife up for Rich House Poor House and give her a taste of what it is really like to be poor