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First Steps to Solvency

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  • This is great! Really nice to hear that your wife is starting to get on board :)
    Debt-free August 21, Mortgage-neutral April 24
  • Sun_Addict
    Sun_Addict Posts: 24,121 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So good to read such a positive post. Glad your wife is getting on board the IG was obviously no good for her mental health. Anyone who tells you spending quality time with family is lame just aren’t worth knowing, they’re the lame ones not you. Glad you’ve decided to visit your parents. I’ve seen a news article saying Greece will welcome Brits back with or without a vaccine.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • alt80 said:
    Happy Friday. First time in a long time I’m properly looking forward to the weekend and logging off a bit early today.

    Do need to sort my finances out still. Last night had an evening with the wife. She’s agreed to do the counselling sessions and is going to have an IG abstinence over March. 4 days off and she’s loving it getting back into old hobbies and not thinking about content all the time and stuff she needs to buy for content. Yesterday probably first time since I’ve known her completely makeup free day. Not trying to gain any points or anything but tbh she looks better without it than the full ‘unreal’ look ha. Ended up staying up late talking to her both of us think this worth working on- moving away from the destructive stuff and more time for our son. 100 people in my life will tell me spending my weekend days walking and watching TV is lame tbh I don’t even care anymore. 

    I’ve never considered it’s ok to be tired and want to sleep before but getting more done in the day in a lot less hours everything properly planned out. Serious about a change in lifestyle and going to take peoples advice again from here and visit my parents use the budget allocation. 
    This post has made me smile this morning. All of your hard work is starting to pay off. Well done for persevering with it.

    It is nice to see that your wife is starting to get onboard as well. 

    Happy Friday :) 
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Sounding good this morning.
    Some progress with the wife as well, should be a good weekend.

    Finances.....
    The important thing is there is a plan that is achievable, you know you are under this month so that is good, you can decide what to do with the surplus when you have time, have a think about the next month and if that still looks ok nothing big forgotten about  then it is again a March of just being cautious and thinking about value.

    Mucking about with budgets can become an obsession  but there are diminishing returns on any effort you  passed that point a while ago, you have nailed all the big stuff there is not much else you can do.

    No magic missing change that will make any difference(apart from the obvious but that won't be happening) so it is a case of keep an eye on it and stop obsessing.

    Pleased you are looking at the family option,  something to work on, plan out  and enjoy a work in progress.
  • maddiemay
    maddiemay Posts: 5,119 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @alt80 What a lovely post to read to start my day, love it.
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A friend was spending more time than she wanted on facebook so she got her husband to change her password and then she logged out.  She asks him to log her in every week or two to catch up with the bits she cares about and logs out after an hour or so.  Could instagram work that way?
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • carolbee
    carolbee Posts: 1,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a lovely positive post. Have a great weekend with your family
    Carolbee
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