📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

First Steps to Solvency

1149150152154155778

Comments

  • alt80 said:
    @NorthernSoulSouthernLife all well and good someone like me saying I’m going to try to make the right choices actually need to and not for just a couple of days. Don’t trust myself never mind asking wife or anyone else to trust me. Today wonder if it would be better for her to go not for me but for her with all the harm I’ve caused. In laws want her to go with son can’t even say I think they’re wrong. Head in a bad place.

    Needs to be a whole lifestyle change honestly not sure I can do it in long run alternative only worse though. Catch22. Not even sure why I’m still posting on here after what I’ve admitted to suppose hoping people with better attitudes to life will rub off on me at some point haha. No taking it back really definitely more ashamed of it than the spending but honestly think the spending is actually a bigger problem for me I’m not a drug addict.
    @alt80 gosh sorry I wasn’t for a moment insinuating you were addicted to drugs, more trying to say there is a possible link with mood and spending etc due to the ‘dopamine reward’ system In the brain that gets affected with substance use.

    in terms of whether you should separate only you & your wife can work that out . The world & his wife had something to say to me on the subject and all but 2 people were telling me I should leave. I didn’t want to , it wouldn’t have been best for me or my husband & daughter  but it never stopped people trying to tell me they knew best. Your wife has stood by you this far.

    big life style changes take a lot of work & time , there will be slip ups along the way but it doesn’t mean youre not making progress. 
    I hope this week turns around for you (on an emotional level ) 

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Happy Birthday @alt80

    Hope you have a good day.
  • tjp70
    tjp70 Posts: 477 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    @alt80 We are all routing for you and I genuinely wish you could see for yourself how much progress you are making. You had a blip, you realised it, you owned up to it and returned what you could to minimise the damage. That’s a massive change. You should feel so proud of that. 

    Happy Birthday. I hope you have a great day. 
    If Plan A fails, remember there are 25 more letters
  • ladyholly
    ladyholly Posts: 3,953 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy birthday. Carry on with the good work. Whether you see it or not you are doing well and I am sure everyone hewis rooting for you. 
  • carolbee
    carolbee Posts: 1,808 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy birthday, hope you have a good day. You’ve really made some big changes
    Carolbee
  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy Birthday and phew on the FA :)
  • Happy Birthday and great news on the FA. Keep going. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • alt80
    alt80 Posts: 4,655 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Doesn’t help wife involving them tbh yesterday she told me she was going if I didn’t speak to her dad. Meant it too.

    Ha feel for you on the in-laws front doesn’t sound too different to mine they call my wife and their other kids at a moments notice expecting them all turning up to bbqs / dinner at theirs. All their kids and in-laws go house isn’t massive so more in summer time. Avoid it as much as possible they’re all a bit lefty socialist teacher types conversation kills me. They’ve no interest in property, cars or spending lol.

    Tbh can’t even buy anything easily cards under wife’s lock and key until end of week, deleted off Apple etc for the time being.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.