Lloyds Bank £100 switching offer ends 9 Nov 2020

GTR_King

Only need DD's for the interest other than that you can still get the £100 reward

colsten

Anyone reading offer T&Cs?

soulsaver

colsten said:

Anyone reading offer T&Cs?

You'd have thought 2 copies & a link was enough... 

surreysaver

colsten said:

Anyone reading offer T&Cs?

You say that, but I cannot find where it says the date on which the 0% overdraft starts as part of the offer? Is it the date the switch occurs, when you apply for the switch? 

colsten

surreysaver said:

colsten said:

Anyone reading offer T&Cs?

You say that, but I cannot find where it says the date on which the 0% overdraft starts as part of the offer? Is it the date the switch occurs, when you apply for the switch? 

I would have thought it starts from the date from which the overdraft becomes available to you, whether you use it or not. But:

MABLE

Can someone confirm we could switch an account from Halifax and still be ok to get the £100.00.  We have never received any incentive from Lloyds Bank only Halifax.

surreysaver

colsten said:

surreysaver said:

colsten said:

Anyone reading offer T&Cs?

You say that, but I cannot find where it says the date on which the 0% overdraft starts as part of the offer? Is it the date the switch occurs, when you apply for the switch? 

I would have thought it starts from the date from which the overdraft becomes available to you, whether you use it or not. But:

Except I applied for the overdraft before I knew about the switch offer, as I intend to run my Club Lloyds at a zero balance once the interest rates go down at the end of the month. So didn't know about the 0% overdraft (otherwise I would have applied for a larger overdraft!)
Don't like ringing people up, as I would much rather have information in writing 

murmeltier

How picky are Lloyds  these days when looking at new applications? I seem to remember my wife applied 5 years ago but got rejected for no apparent reason - got accepted at every other bank before and after the Lloyds rejection, including Halifax

colsten

MABLE said:

Can someone confirm we could switch an account from Halifax and still be ok to get the £100.00.  We have never received any incentive from Lloyds Bank only Halifax.

If you switches from Halifax would not be eligible, the offer terms would say so.

GTR_King

So if I switched my normal Halifax account won’t be able to get the £100?

Got halifax incentive in 2017 £75