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Lloyds Bank £100 switching offer ends 9 Nov 2020

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Comments

  • kaMelo
    kaMelo Posts: 2,863 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 27 September 2020 at 10:30AM
    Looking to try and get the £100 switch bonus but dont want to have to go to a branch given covid etc - is it guaranteed you'll need to provide proof of identity as a new customer?  Is this requirement only if you fail the standard electronic checks?
    It seems pretty solid they want you to go in with proof from this link:
    https://www.lloydsbank.com/legal/proof-of-identity.html
    There is no guarantee either way. Do you normally pass electronic ID checks? if you do then the chances are that Lloyds would not require the physical ID, however nothing is guaranteed.
  • normally yes - im just wondering if chances are it will be OK if others have applied and not had to go into branch? (or if there is an electronic means of doing it)
  • i phoned them up - they said it will attempt to do online checks, or you can upload stuff online and only if they need more info do you need to come into branch - a bit contradictory to the wording but i'll give it a go and see what happens...
  • Nothing to worry about (tho they need to correct their wording on the site!) applied, account active and switch registered within 10 mins :)  next one is RBS...
  • billn
    billn Posts: 336 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 27 September 2020 at 10:15PM
    steveh2001 said: Looking to try and get the £100 switch bonus but dont want to have to go to a branch given covid etc - is it guaranteed you'll need to provide proof of identity as a new customer?  Is this requirement only if you fail the standard electronic checks?
    It seems pretty solid they want you to go in with proof from this link:

    I have just opened a Lloyds account and it was approved in seconds without proof of identity and Mrs billn did the same, the only accounts that required an ID check was RBS and this was done online.



    If at first you don't succeed, sky diving is not for you!
  • Eco_Miser
    Eco_Miser Posts: 4,868 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    soulsaver said:
    Eco_Miser said:
    Tharweb said:
    Eco_Miser said:
    Tharweb said:
    I applied for the Lloyd's switch on Saturday. All seemed to be going well.

    Just received a text now saying my switch can't be progressed and to phone the Lloyd's Bank switching team. 

    Phoned the number and it asks me whether I am a Halifax customer (press 1) or Bank of Scotland customer (press 2). And that's it!

    I am a bit stumped.
    My wife applied for a Club Lloyds account on Saturday and wanted to switch her Halifax account to them. The application went through OK but she too has had this same text today. She hasn't called them yet but will try tomorrow. 
    Can I please ask, did your wife find out what the issue was? My other half had this text too, applied on Friday, account opened and switch applied for, failed text received Monday. Was switching from a recently opened Monzo account, but I did the same and mine went through.
    I'm a completely different person who got the text, managed to phone them dead on 9am this morning (unlike the 20 minute wait advised other times).  The other bank (Santander) want me to phone them. I haven't yet.
    All sorted for me, I allegedly typed the account number incorrectly, nope, didn't happen, but I wonder what's up with yours? 
    The Santander account is dormant, so I have to take ID into branch to revive the account before it can be switched. :(
    So , you have accounts at other banks you can switch? Or with whom you can open a donor to switch when the card arrives?
    yes, I have other switchable accounts. If I just apply online for another switch, are Lloyds likely to come back with "You already have a switch in progress"?
    Eco Miser
    Saving money for well over half a century
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Eco_Miser said:
    soulsaver said:
    Eco_Miser said:
    Tharweb said:
    Eco_Miser said:
    Tharweb said:
    I applied for the Lloyd's switch on Saturday. All seemed to be going well.

    Just received a text now saying my switch can't be progressed and to phone the Lloyd's Bank switching team. 

    Phoned the number and it asks me whether I am a Halifax customer (press 1) or Bank of Scotland customer (press 2). And that's it!

    I am a bit stumped.
    My wife applied for a Club Lloyds account on Saturday and wanted to switch her Halifax account to them. The application went through OK but she too has had this same text today. She hasn't called them yet but will try tomorrow. 
    Can I please ask, did your wife find out what the issue was? My other half had this text too, applied on Friday, account opened and switch applied for, failed text received Monday. Was switching from a recently opened Monzo account, but I did the same and mine went through.
    I'm a completely different person who got the text, managed to phone them dead on 9am this morning (unlike the 20 minute wait advised other times).  The other bank (Santander) want me to phone them. I haven't yet.
    All sorted for me, I allegedly typed the account number incorrectly, nope, didn't happen, but I wonder what's up with yours? 
    The Santander account is dormant, so I have to take ID into branch to revive the account before it can be switched. :(
    So , you have accounts at other banks you can switch? Or with whom you can open a donor to switch when the card arrives?
    yes, I have other switchable accounts. If I just apply online for another switch, are Lloyds likely to come back with "You already have a switch in progress"?
    Doubt they would mind. There's one way to find out for sure.....
  • soulsaver
    soulsaver Posts: 6,639 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Eco_Miser said:
    soulsaver said:
    Eco_Miser said:
    Tharweb said:
    Eco_Miser said:
    Tharweb said:
    I applied for the Lloyd's switch on Saturday. All seemed to be going well.

    Just received a text now saying my switch can't be progressed and to phone the Lloyd's Bank switching team. 

    Phoned the number and it asks me whether I am a Halifax customer (press 1) or Bank of Scotland customer (press 2). And that's it!

    I am a bit stumped.
    My wife applied for a Club Lloyds account on Saturday and wanted to switch her Halifax account to them. The application went through OK but she too has had this same text today. She hasn't called them yet but will try tomorrow. 
    Can I please ask, did your wife find out what the issue was? My other half had this text too, applied on Friday, account opened and switch applied for, failed text received Monday. Was switching from a recently opened Monzo account, but I did the same and mine went through.
    I'm a completely different person who got the text, managed to phone them dead on 9am this morning (unlike the 20 minute wait advised other times).  The other bank (Santander) want me to phone them. I haven't yet.
    All sorted for me, I allegedly typed the account number incorrectly, nope, didn't happen, but I wonder what's up with yours? 
    The Santander account is dormant, so I have to take ID into branch to revive the account before it can be switched. :(
    So , you have accounts at other banks you can switch? Or with whom you can open a donor to switch when the card arrives?
    yes, I have other switchable accounts. If I just apply online for another switch, are Lloyds likely to come back with "You already have a switch in progress"?
    No - you can switch in as many accounts as you like - but you'll only get one incentive payment...  unless you land on  'Bank Error In Your Favour'... 
  • Eco_Miser
    Eco_Miser Posts: 4,868 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well, I'd misunderstood the situation with the switch to Santander, I thought it was on hold while I sorted out the dormancy, but it was actually cancelled completely.
    I'm now switching one of my TSB accounts instead.
    Eco Miser
    Saving money for well over half a century
  • castle96
    castle96 Posts: 2,981 Forumite
    Part of the Furniture 1,000 Posts
    Soon we'll all have lots of TSBs as donors/switches. Got x12 to fiddle with shortly
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