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Lloyds Bank £100 switching offer ends 9 Nov 2020

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  • Ed-1
    Ed-1 Posts: 3,958 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ed-1 said:
    Ed-1 said:
    keiran said:
    Sorry if this has already been answered -

    Has anyone received an incentive for switching a second time into an existing Club lloyds, who had already got an incentive since April 2018 (and thus would not actually qualify under the terms)?
    And does opening a new Club lloyds get around this ?

    Thanks 
    Yes and no.
    One individual does claim to have opened multiple club accounts and qualified for additional incentives(s) but it seems to be only one case.
    It's possible but you need to appear to be different customers
    They claim to have opened them all under the same identity, four or five I believe.
    Not possible to receive multiple switch incentives under one profile all post April-2018.
  • RN61
    RN61 Posts: 154 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I benefitted  from Lloyds switch bonus last year then switched out. Applied for account under new switch bonus scheme this month but created new user ID and used alternate phone number and email address. Didn't get asked for ID. Bonus paid five days before switch date! Tempted to cancel the switch either by telling the old bank or going £1 overdrawn 🤪
  • soulsaver
    soulsaver Posts: 6,635 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 September 2020 at 12:49AM
    keiran said:
    Sorry if this has already been answered -

    Has anyone received an incentive for switching a second time into an existing Club lloyds, who had already got an incentive since April 2018 (and thus would not actually qualify under the terms)?
    And does opening a new Club lloyds get around this ?

    Thanks 
    I(we) didn't get the incentive on the OH's I hadn't realised had had previous incentive Oct 2018 when we switched a spare Santander one in.
    It was an existing Club ac. 
  • GTR_King
    GTR_King Posts: 1,987 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Still no incentive switch due to be completed on the 24th
  • adamp87 said:
    RN61 said:
    I benefitted  from Lloyds switch bonus last year then switched out. Applied for account under new switch bonus scheme this month but created new user ID and used alternate phone number and email address. Didn't get asked for ID. Bonus paid five days before switch date! Tempted to cancel the switch either by telling the old bank or going £1 overdrawn 🤪
    So either way your breaching the terms and conditions of the switch?
    Well Lloyds have incorrectly paid out actually, that is up to the bank surely.
  • GTR_King said:
    Still no incentive switch due to be completed on the 24th
    My switch completed this morning and I received text confirmation but no incentive as yet.
  • soulsaver
    soulsaver Posts: 6,635 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 September 2020 at 10:46AM
    adamp87 said:
    RN61 said:
    I benefitted  from Lloyds switch bonus last year then switched out. Applied for account under new switch bonus scheme this month but created new user ID and used alternate phone number and email address. Didn't get asked for ID. Bonus paid five days before switch date! Tempted to cancel the switch either by telling the old bank or going £1 overdrawn 🤪
    So either way your breaching the terms and conditions of the switch?
    Well Lloyds have incorrectly paid out actually, that is up to the bank surely.
    Not breaching switching terms; you can switch with no expectation of the bonus; so, as NottsK said, Lloyds error. It'd be different if you had to have 'claimed' the reward.

    However the question is whether the other application actions here breach any terms, if not, fine - 'Bank error in your favour' as in the well known board game.

    Does the new ac appear alongside existing in these circumstances? 

    PS I believe you can't stop a cass once initiated.
    eta spaces
  • GTR_King
    GTR_King Posts: 1,987 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 21 September 2020 at 12:58PM
    @Kidder81 My Incentive came today yay 
    Got Debit Card, Waiting for Pin Number (Should Arrive in post today latest tomz Not been home yet as at work then GYM)

    Did u get any welcome packs/mail from Lloyds or was it all email?? 

    Switch due to be completed on Thursday 

    Have you had Lloyds Incentive before?
  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Kidder81 said:
    GTR_King said:
    Still no incentive switch due to be completed on the 24th
    My switch completed this morning and I received text confirmation but no incentive as yet.
    So?

    "The offer will be paid directly in your account within 10 working days of your switch starting "
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