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Time to Face The Music

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Another chilly start to the day this morning. The dog was not impressed now his fur is shorter. He was shivering in the car until the heater got going properly.

    Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is seafood pasta and garlic bread.

    I'm at the hairdressers tonight so the other half will be walking the dog.
  • alt80
    alt80 Posts: 4,645 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Beautiful day here today too, amazing how having the sun shining brightens everyone's mood. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    alt80 said:
    Beautiful day here today too, amazing how having the sun shining brightens everyone's mood. 
    Definitely.

    Makes us want to get out and about more too.
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yes it’s lovely to see the sunshine. Still chilly here though .
    January spends - £587.58
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    £393 sent to the motorhome loan today.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is salmon wellington and greens.

    A busy night of jobs tonight:
    • walking the dog
    • load of washing
    • cleaning the bathrooms
    • vacuuming the house
    • plugging in the van and turning on the fridge
    • making a cottage pie for tomorrow night
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 20.03.25

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0 (Account Closed)

    Credit Card 5 = £0 (Account Closed)

    Credit Card 6 = £0 (Account Closed)

     

    Credit Card 7 = £2960 (£380 repayment 0% interest until November 2025)

    HP Motorhome Loan = £5116 (£393 repayment final payment May 2026)

     

    Total Debt = £8076

     

    Savings Account = £1000

    Premium Bonds = £3300

    Investment ISA = £1200

     

    Total Savings = £5500


  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Those totals are amazing 👏👏👏
    January spends - £587.58
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    milann said:
    Those totals are amazing 👏👏👏
    We are definitely getting there now.

    This time next year we should have a zero credit card balance and only a couple of van payments left :) 
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s awesome. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your savings are almost the same as debts now. Everything is heading in the right direction and you’re still enjoying life at the same time. Brilliant!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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