📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Time to Face The Music

1899900902904905921

Comments

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Its savings money shuffle day. So £200 has gone to the savings account, £100 to the premium bonds and £100 to the ISA.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is cajun chicken wraps made with the leftovers from yesterdays roast dinner.

    Tonights jobs are:
    • walking the dog
    • weekly shop
    The van expenses have started, I have paid the VED this morning. It's a busy month for expenses for the van. It's booked in for it's MOT and service next week and the insurance is due as well. Not had the renewal through yet.
  • Cherryfudge
    Cherryfudge Posts: 13,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That photo of the dog with the statue is cute! I don't comment much but love your photos. And your steady progress with all things financial is inspiring!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Another sunny day. The garden is bursting into life again now.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is lightly smoked salmon with noodles and stir fried vegetables.

    Tonight's jobs are:
    • walking the dog
    • load of washing
    I'm taking the Sierra's log book to the Post Office today to register it for historic vehicle status which will make it MOT exempt and tax exempt. Fingers crossed we might get it out before too long.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 01.04.25

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0 (Account Closed)

    Credit Card 5 = £0 (Account Closed)

    Credit Card 6 = £0 (Account Closed)

     

    Credit Card 7 = £2960 (£380 repayment 0% interest until November 2025)

    HP Motorhome Loan = £5116 (£393 repayment final payment May 2026)

     

    Total Debt = £8076

     

    Savings Account = £1200

    Premium Bonds = £3400

    Investment ISA = £1300

     

    Total Savings = £5900

    The savings account will take a bi of a hit this month. Will be paying the van insurance from there and maybe some for the service depending in what needs doing, if it is just the minor service it is due then I might not need to raid the savings account for that.


  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Love these spring mornings. It was very fresh this morning for the dog walk.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is ostrich steak with cajun potato wedges and vegetables.

    Tonight's jobs are:
    • walking the dog
    • cleaning the kitchen
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Forgot it is Weigh in Wednesday today. Another pound and a quarter shifted.


  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good going. Much to go to where you want to be?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    beanielou said:
    Good going. Much to go to where you want to be?
    I'm still not sure where I'm aiming for if I'm honest. Below 10 stone is the target for now so another 2 and a half pounds to go to that.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Thursday already. Not that I am complaining but this week seems to have flown by. It will be Easter before we know it.

    Breakfast, lunch and dinner are from stores. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is bangers and mustard mash.

    Busy night tonight. Tonight's jobs are:
    • walking the dog
    • load of washing
    • cleaning the bathrooms
    • vacuuming the house
    • plugging in the van and turning on the fridge
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Am I glad its Friday. I'm ready for getting away this weekend.

    Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is southern fried chicken, jacket potato and coleslaw.

    No jobs to do tonight other than walking the dog and filling the van up with water. We will get home, grab and quick shower and then head off. We are heading to a pretty little market town in Lincolnshire this weekend. Its a longer 1.5 hour drive tonight but with the lighter evenings now we should just about make it in daylight.

    We are staying on a cattle market for the weekend. The plan tonight is to get parked up, get dinner in the oven and then head to the pub next door for a couple of beers while dinner is cooking.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.