Time to Face The Music

RelievedSheff

Slow and steady seems to be the way. Although we are losing quicker than we anticipated. The initial goal had been to lose a stone before we go away in July but we are well ahead of that goal.

Will need to switch to maintaining weight rather than losing after too much longer. Which of course is always the difficult part.

RelievedSheff

It has been a murky start to the day today. It was quite eerie walking the dog by the pond this morning with the swan and a heron appearing through the gloom.

£350 sent to the credit card account this morning.

Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is garlic and herb chicken with peri peri rice and vegetables.

Tonight's jobs are:

• walking the dog
• cleaning the bathrooms
• vacuuming the house
• load of washing
• must remember to plug in the van and turn the fridge on
• making tomorrow night's turkey mince shepherd's pie

A busy night tonight. Will keep us out of trouble.

RelievedSheff

Balances Update 07.03.24

 

Furniture Loan = £0 (Account Settled)

HP Car Loan = £0 (Account Settled)

Debt 1 = £0 (Account Settled)

Paypal Credit = £0

Credit Card 1 =£0 (Account Closed)

Credit Card 2 = £0 (Account Closed)

Credit Card 3 = £0 (Account Closed)

Credit Card 4 = £0 (Account Closed)

Credit Card 5 = £0 (Account Closed)

Credit Card 7 = £0

 

Credit Card 6 = £7450 (£350 repayment 0% interest until July 2024)

HP Motorhome Loan = £10226 (£393 repayment final payment April 2026)

 

Total Debt = £17676

 

Savings Account = £1900

Premium Bonds = £2100

Investment ISA = £350

 

Total Savings = £4350

beanielou

balances are looking good. 

RelievedSheff

beanielou said:

balances are looking good. 

Thank you.

Things do seem to be ticking along nicely at the moment. We were chatting last night about where we will put to use the additional savings each month from the latest National Insurance cut. I think at the minute we have decided to pay an extra £50 per month off the credit card and add an extra £50 per month to the ISA. It would be nice to get that card gone ahead of our target date of May 2026.

In other news I have booked the falconry experience we received at Christmas for the weekend before the other half's birthday this morning. Just trying to book us onto a nearby campsite attached to a pub for the Saturday evening to make a weekend of it. We know somewhere we can spend a free night on Friday night near the bird of prey centre. 

And I have booked the dogs Animal Health Certificate for later in the year. We are using one of the click and collect type services this year rather than our usual vets as its much cheaper. £100 rather than the £200 we spent last year!

milann

The falconry experience sounds interesting…..you might as well make a weekend of it 👍
Those balances are coming down nicely 

RelievedSheff

It's Friday. Only 7 and a half more hours of work for this week.

Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work, still salad boxes for me and dinner tonight is the turkey mince shepherd's pie I made last night which I will stick in the oven while we have a couple of beers in the pub.

No jobs to do tonight other than walking the dog. We are off out in the van tonight so it will be quick showers and change, fill the water tank up and head off out. We are out into Lincolnshire this weekend to a pub and village where we spent a lot of hours when we had the boat but we have not really been back since. It will be nice to go back again. Catch up with a few people and by pure coincidence one of our neighbours have a caravan there so we will be catching up with them as well.

milann

Enjoy your weekend 👍

alt80

Have a good weekend. Good plan for your NI savings too. Nice to hear a positive spin on it for a change and that you have a plan for the saving even though it is only small; couple of my staff were saying its no money really and just complaining. With how my income is structured, it really is no saving at all for me ha.

RelievedSheff

We had a brilliant evening last night with far too many drinks in good company. Today has been a day of walking.



Tonight we are at our friends caravan for dinner and drinks. Just sat in the pub making a day of it 😀

It has not been a very MSE weekend shall we say 🙄