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Time to Face The Music

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  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Whiskey & coke!! 
    No!! 
    Just wrong. 😑 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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    One debt remaining. Home improvement loan.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    beanielou said:
    Whiskey & coke!! 
    No!! 
    Just wrong. 😑 
    🤣🤣🤣

    It's not a single malt. Just a bourbon. 
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I like a bourbon and coke also with ginger ale 😋
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    No chance of a lie in this morning. The bin men were round at the crack of dawn. Back to our usual Friday collection from next week.

    We have a surprise weekend to ourselves this weekend. The neighbours who were supposed to come around tonight messaged yesterday to say they are ill so won't make it.

    Breakfast this morning is beans on toast and I will still make a curry later for the two of us.

    We are heading off into town this morning to buy some new trainers. We both fancy a pair before we head to York next weekend. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    No chance of a Sunday lie in either. The dogs body clock is stuck on the 6am week day alarm!

    We will take him out for a long walk soon then no doubt he will go back to bed after he has had breakfast. 

    Our breakfast is going to be scrambled eggs on toast. We have roast pork and vegetables tonight for dinner.

    Not got a great deal planned for today. We have some new electric elements to fit to the van heater but other than that it's a free day. Might get the monopoly board out again later or the playing cards.
  • Sun_Addict
    Sun_Addict Posts: 24,126 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Our dog doesn’t get up until around 9am but the cats are on 5am workday schedules. I
    was dreaming my cat was pulling my hair only to wake up and find she was 😐
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Can see why the dealership went to great lengths to fob us off and say there was nothing wrong with the electric heating now. 🙄

    Changed the electric elements today. They needed a bit of persuasion to get them to come out. They were a right pig to get out. Had to persuade them with a big slide hammer.

    For the first time in nearly three years, we now have fully functioning electric heating and hot water. 😀
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    The start of another working week. A short week this week, just the four days.

    Breakfast, lunch and dinner will be from stores. Breakfast was cereals, we have both taken our packed lunches to work, salad box for me again and tonight it is cajun pork wraps made with the leftovers from yesterdays roast dinner.

    Tonight's jobs are:
    • walking the dog
    • weekly shop
    • load of washing
    We are closely watching the weather forecast and river levels for York this week. It is going to be touch and go as to whether or not the campsite will be open or not with the forecast river levels. We are hoping they are being pessimistic with the forecast.

    We have a Plan B and C lined up if required.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    edited 22 January 2024 at 10:17AM
    Completely forgot it is motorhome loan payment day today, so £393 sent to there.

    Revised totals below:

    Balances Update 22.01.24

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0 (Account Closed)

    Credit Card 5 = £0 (Account Closed)

    Credit Card 7 = £0

     

    Credit Card 6 = £8163 (£350 repayment 0% interest until July 2024)

    HP Motorhome Loan = £10619 (£393 repayment final payment April 2026)

     

    Total Debt = £18782

     

    Savings Account = £1470

    Premium Bonds = £1850

    Investment ISA = £250

     

    Total Savings = £3570

    So that takes the motorhome loan into the next thousand bracket and the total debt down into the next thousand as well. Certainly feels like we are getting somewhere now. Barring any major mishaps we should be approaching the £10k mark by the end of this year.


  • The savings are looking good too. I assume you will be looking for a BT in June/July? The card should be below £7k then. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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