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Time to Face The Music

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  • Sun_Addict
    Sun_Addict Posts: 24,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £6000 off definitely achievable. Enjoy your last day off, mine too.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £6k looks perfectable doable and it looks like you will see the back of the annoyingly expensive cards quite soon now too.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,070 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Getting rid of cards 2 and 3 will be great.  No more interest bearing debt and below £20k this year. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
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    Getting rid of cards 2 and 3 will be great.  No more interest bearing debt and below £20k this year. 
    Should see cards 2 and 3 gone this year. The HP loan will almost be paid off by the end of the year and I would like to see the furniture loan gone as well. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
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    Just got back from a sunny but cold walk around Worksop. The footpaths in places were just a sheet of ice. Very treacherous. 


    The skies are clouding over now and we are due some more snow later on. So it looks like we got back in the nick of time.
  • alt80
    alt80 Posts: 4,655 Forumite
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    Getting rid of cards 2 and 3 will be great.  No more interest bearing debt and below £20k this year. 
    Should see cards 2 and 3 gone this year. The HP loan will almost be paid off by the end of the year and I would like to see the furniture loan gone as well. 
    Great stuff but how you’ve managed to make Worksop look idyllic idk your talents are lost mate. 😆
  • Sun_Addict
    Sun_Addict Posts: 24,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s got a bit dark here too. I took the dog on the park across the road but the path leading down was far too icy for Mr SA’s scooter so he went back home. I managed to carefully clamber down the footpath and the dog enjoyed a good run with her ball so mission accomplished 😁
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    alt80 said:
    Getting rid of cards 2 and 3 will be great.  No more interest bearing debt and below £20k this year. 
    Should see cards 2 and 3 gone this year. The HP loan will almost be paid off by the end of the year and I would like to see the furniture loan gone as well. 
    Great stuff but how you’ve managed to make Worksop look idyllic idk your talents are lost mate. 😆
    🤣🤣🤣🤣🤣🤣🤣

    There are some lovely buildings in Worksop amongst the 1960s monstrosities. You just have to find them 🤣🤣🤣
  • alt80
    alt80 Posts: 4,655 Forumite
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    Lol tbf there are some nice buildings dotted around up there agreed. I was more thinking the people from the south be thinking how lovely a place that looks perhaps be thinking about a minibreak or something with how it’s being sold idk. Trust me people, reality of Worksop- rough as !!!!!!. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    alt80 said:
    Lol tbf there are some nice buildings dotted around up there agreed. I was more thinking the people from the south be thinking how lovely a place that looks perhaps be thinking about a minibreak or something with how it’s being sold idk. Trust me people, reality of Worksop- rough as !!!!!!. 
    Worksop ain't that bad 🤣🤣🤣

    It's certainly no worse than Sheffield or Nottingham. 

    We are enjoying the small town feel after so many years in the city.

    Granted there are problem areas (isn't there everywhere?), and the town centre is on its !!!!!!, but there is a lot of investment in the area which can only be a good thing.
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