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Time to Face The Music

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    alt80 said:
    Forget Christmas, your dinner this evening sounds like a real feast.
    It was lovely.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    £393 sent to the motorhome loan this morning.

    Breakfast and lunch are from stores today. I'm at the hairdressers tonight so I'm picking up fish and chips for dinner later on the way home.

    Tonight's jobs are:
    • walking the dog
    • cleaning the kitchen
    • putting away the home shopping delivery (last order for the big bulky stuff)

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 20.12.23

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0 (Account Closed)

    Credit Card 5 = £0 (Account Closed)

    Credit Card 7 = £0

     

    Credit Card 6 = £8463 (£300 repayment 0% interest until July 2024)

    HP Motorhome Loan = £11012 (£393 repayment final payment April 2026)

     

    Total Debt = £19475

     

    Savings Account = £1250

    Premium Bonds = £1700

    Investment ISA = £200


    Total Savings = £3150


  • alt80
    alt80 Posts: 4,663 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Always good to see how much progress you've made. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It's a bit blowy today. Poor dog nearly got blown over this morning.

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is spag bol and garlic bread.

    Tonight's jobs are:
    • walking the dog
    • cleaning the kitchen
    • cleaning the bathrooms
    Last day at work for me. Hopefully it will be a quiet one.
  • Last day here too RS - hope yours goes well! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Last day here too RS - hope yours goes well! 
    My last day went really well thanks. Found out we are all receiving a 4.2% pay rise from 1st January which is a nice way to end the year.

    Hope you had a good last day?
  • Sun_Addict
    Sun_Addict Posts: 24,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s a decent pay rise and a nice start to the New Year 😀
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    That’s a decent pay rise and a nice start to the New Year 😀
    Absolutely. 
  • beanielou
    beanielou Posts: 96,742 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the pay rise.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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