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Time to Face The Music
Comments
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Midweek already.
It is energy bill payment day today. £113. Looks like this months use will be pretty much what our monthly payment is which is usual for November and March for us. Next month will see us start to eat into our credit balance.
Breakfast, lunch and dinner will be from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is venison sausages with root veg mash and vegetables.
Tonight's jobs are:- walking the dog
- cleaning the kitchen
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Here's hoping the younger lad does indeed come back with a figure then, as that could indeed do your OH a favour couldn't it!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
You are lucky to have such a low energy bill. Ours is £200 but our house is old and not as energy efficient. I've been tempted to fix but there's a £75 fee for exiting the current tariff plus the monthly payment would go up by £25 and we're still in credit by £590.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Will find out tomorrow what they have been given when the other half gets paid.EssexHebridean said:Here's hoping the younger lad does indeed come back with a figure then, as that could indeed do your OH a favour couldn't it!0 -
We have decided to stick with the SVR for now. The predicted changes in price for the next year are not massive one way or the other so we will just ride it out for now.Sun_Addict said:You are lucky to have such a low energy bill. Ours is £200 but our house is old and not as energy efficient. I've been tempted to fix but there's a £75 fee for exiting the current tariff plus the monthly payment would go up by £25 and we're still in credit by £590.
We have a decent amount of credit built up to use over winter, about three months payments, so that should see us through comfortably.
Looks like we have the other half's mum and her husband down over Christmas so that will eat up some credit!!0 -
I will be glad when this working week is over.
Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is steak burgers with air fried cajun chips, onion rings, corn on the cob and homemade coleslaw.
Tonight's jobs are:- walking the dog
- cleaning the bathrooms
- load of washing
- vacuuming the house
- plugging in the van
- making tomorrow nights shepherd's pie
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Where are you off to this weekend?0
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Not far. Half hour down the road to a CAMC site at a local country park.joedenise said:Where are you off to this weekend?
Hoping for a chilled out weekend with lots of dog walking after the last few busy weekends.1 -
Looks like the other half's pay rise will be £2 an hour. Not as much as they had hoped for but nevertheless better than nothing.
Need to find a task for the money now.
Most likely half will go towards the mortgage overpayment but we need to make a decision on that yet.
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Am I glad it's Friday.
Breakfast, lunch and dinner will be from stores. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is shepherd's pie.
We are off out in the van tonight so it will be a case of getting home, having a quick shower, filling up the water tank and heading out. We are only going half an hour down the road but it is somewhere we have not been before and it will get us away for the weekend.1
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