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Time to Face The Music

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic

    Balances Update 19.08.22

     

    Furniture Loan = £0 (Account Settled)

    HP Car Loan = £0 (Account Settled)

    Debt 1 = £0 (Account Settled)

    Paypal Credit = £0

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 4 = £0

    Credit Card 5 = £0

    Credit Card 6 = £0

     

    Credit Card 7 = £12547 (£300 repayment 0% interest until June 2023)

    HP Motorhome Loan = £17300 (£393 repayment final payment April 2026)

     

     Total Debt = £29847

     

    Savings Account = £756

    Premium Bonds = £300

     

    Total Savings = £1056


    Under £30k at long last :) 

    Rounding the bank balance down to the nearest pound is working again for us. I just add the stray pence to the savings account whenever I log onto online banking. We don't miss it that way but it does make a difference over the month. £6 so far this month.
  • Sun_Addict
    Sun_Addict Posts: 24,549 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news under £30k 🥳 I do the rounding down thing whenever any money is received in the bank or any oddments are left over. This is my Christmas pot and it usually ends up at over £600. It just shows how even small amounts add up. 

    Enjoy your weekend 🍻
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Congratulations on getting under 30k 👏👏
    January spends - £587.58
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,982 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Well done on breaking the £30k barrier! I hope you have a lovely weekend.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • beanielou
    beanielou Posts: 97,045 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah for under 30k  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amber03
    amber03 Posts: 1,413 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Good news about coming in under 30k, it just gives you the motivation to keep going. Enjoy your weekend away.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    We have got a lovely spot for the weekend parked by the weir. 

    Busier than we expected here. There are a couple of other vans and some tents the other side of the car park.

    We hope, rather selfishly I suppose, that it doesn't become too poplar and then the no overnight parking signs get put up 🤔


  • milann
    milann Posts: 11,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Looks brilliant 👍
    January spends - £587.58
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It should be a fairly low spends day today. 

    Breakfast and dinner will be from stores. We will probably grab a light lunch at the pub. Breakfast is scrambled eggs on toast and dinner tonight is mushroom burgers with chips, onion rings and corn on the cob. 

    Today we are walking down to the pub to meet up with some friends. Then we will hitch a boat ride back here with them before we walk to the pub in the other direction for a couple. 

    Should be a nice day. Will be nice to catch up and get back out on the river.
  • Sun_Addict
    Sun_Addict Posts: 24,549 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That looks like a great spot. Enjoy your day.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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