Time to Face The Music

RelievedSheff

It will be a no spends day today. Number 2 for August.

Breakfast, lunch and dinner will be from stores. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is salmon with lime and coriander rice and vegetables.

Tonight's jobs are:

• vacuuming the house
• cleaning the kitchen
• walking the dog

We were both saying this morning that we can't believe it is Thursday already. This week seems to have flown by. Mind you this year seems to have flown by so far as well. We have started to notice that the nights are drawing in again.

Another job for me today is starting to write down next years trips and booked sites in the 2023 diary which arrived yesterday. We already have a lot of stuff booked and paid for. I need to write it down so we don't end up double booking ourselves!

milann

Wow, you’re certainly organised. We don’t even know where we’re heading at the end of the month 😂😂

RelievedSheff

milann said:

Wow, you’re certainly organised. We don’t even know where we’re heading at the end of the month 😂😂

We figure if we want to be in a certain place at a certain time then we need to book it well in advance

We have booked tickets for the van festival that we visited this year again for next year. They are now 95% sold already for the weekend camping tickets. The festival isn't while next June!

alt80

Thought of you today mate 

RelievedSheff

Looks like you have better weather in Newark then we have here in Sheffield today.

RelievedSheff

Gloomy news from the BOE this lunchtime but not entirely unexpected I suppose.

LittleMissDetermined

RelievedSheff said:

Gloomy news from the BOE this lunchtime but not entirely unexpected I suppose.

Not great is it? You're right though, not unexpected... goodness knows when it's going to get back to normal

Sun_Addict

I'm glad I fixed our mortgage for the remainder of its term when interest rates were low. I was working in an estate agents in the 90s when interest rates went up to 15%, the mortgage advisor nearly had a heart attack! 

joedenise

There's talk of at least a year long recession so quite some time before we get back to any sort of normal!

I remember the days of the 15-16% mortgages in fact we actually did a 2 year fix at 14% just before they increased again and that was bad enough, don't think we could have afforded any more so really glad the rates had dropped by the end of our fix.

RelievedSheff

Sun_Addict said:

I'm glad I fixed our mortgage for the remainder of its term when interest rates were low. I was working in an estate agents in the 90s when interest rates went up to 15%, the mortgage advisor nearly had a heart attack! 

We have 3 years and 10 months left on our current fixed rate. So hoping that rates have settled down a bit by that time.