Time to Face The Music

RelievedSheff

Balance updates:

Debt 1 = £0
Credit Card 1 = £300 (£150 repayment 0% interest)
Credit Card 2 = £525 (£80 repayment 29.9% interest)
Credit Card 3 = £3533 (£250 repayment 29.9% interest)
Credit Card 4 = £4570 (£100 repayment 0% interest)
Credit Card 5 = £7874 (£150 repayment 0% interest)
HP = £4187 (£251 repayment)
Furniture Loan = £672 (£16 repayment)

Nice to see all of the balances heading in the right direction. It really won't be long before Credit Cards 1 and 2 are paid off and then we can push hard to get Credit Card 3 paid off which is gathering interest.

enthusiasticsaver

Ooh, just one more payment to that Credit Card 1 so you can then say 0 to that one too then tackle that awful Credit Card 2.   You are doing really well. 

RelievedSheff

enthusiasticsaver said:

Ooh, just one more payment to that Credit Card 1 so you can then say 0 to that one too then tackle that awful Credit Card 2.   You are doing really well. 

Two more payments to card 1 🤔

Wish it was one 😁

ZaSa1418

RelievedSheff said:

enthusiasticsaver said:

Ooh, just one more payment to that Credit Card 1 so you can then say 0 to that one too then tackle that awful Credit Card 2.   You are doing really well. 

Two more payments to card 1 🤔

Wish it was one 😁

It will be soon  

alt80

@RelievedSheff you’re smashing it. Well done! 

Unless 0% on card 1 runs out very quickly, worth considering just paying minimum and clearing extra off the interest baring ones?

alt80

@RelievedSheff you’re smashing it. Well done! 

Unless 0% on card 1 runs out very quickly, worth considering just paying minimum and clearing extra off the interest baring ones?

enthusiasticsaver

RelievedSheff said:

enthusiasticsaver said:

Ooh, just one more payment to that Credit Card 1 so you can then say 0 to that one too then tackle that awful Credit Card 2.   You are doing really well. 

Two more payments to card 1 🤔

Wish it was one 😁

Whoops, sorry my bad  .  Got carried away but it will soon be just one. 

RelievedSheff

alt80 said:

@RelievedSheff you’re smashing it. Well done! 

Unless 0% on card 1 runs out very quickly, worth considering just paying minimum and clearing extra off the interest baring ones?

The 0% on card 1 runs out in December when the last payment is due.

alt80

Makes 100% sense then. 

RelievedSheff

A no spends day today.

Breakfast, lunch and dinner will be from the fridge and stores. Breakfast was crumpets, the other half has taken his packed lunch to work, I think I will have a jacket potato and cheese for my lunch and then tonight we have some very nice rib eye steaks for dinner which I will serve with some cajun sweet potato wedges, beer battered onion rings, garlic mushrooms, homemade coleslaw and grilled tomato.

Today's jobs include:

• working from home
• a load of washing which will hopefully dry in the washer dryer today!
• water the house plants
• clean the kitchen
• walk the dog x 2