Time to Face The Music

RelievedSheff

Sun_Addict said:

That’s brilliant. 

We have been lazy not listing the items before now really. They have just been sat in the garage gathering dust! 

alt80

It's been a fantastic weekend for the weather - first sign of spring definitely here.

Brilliant news re the boat and the stuff already having bids. Your plan some more cash towards the van or coming off the cards?

RelievedSheff

alt80 said:

It's been a fantastic weekend for the weather - first sign of spring definitely here.

Brilliant news re the boat and the stuff already having bids. Your plan some more cash towards the van or coming off the cards?

We will see how much the items fetch but it will probably go off Card 3.

RelievedSheff

£150 paid to Card 4 today and £50 paid to the ISA.

It will be a no spends day other than the above. Breakfast, lunch and dinner are from stores. Breakfast was crumpets, the other half has taken his packed lunch to work, I am having a toasted sandwich for my lunch today and dinner tonight is mixed seafood thai curry with noodles.

Today's jobs include:

• working from home
• vacuuming the house
• dusting the house
• walking the dog x 2

RelievedSheff

Balances Update 01.03.21

Debt 1 = £0
Credit Card 1 = £0 
Credit Card 2 = £0 
Credit Card 3 = £2793 (£500 repayment 29.9% interest)
Credit Card 4 = £4943 (£150 repayment 0% interest)
Credit Card 5 = £8078 (£150 repayment 0% interest)
HP = £3180 (£251 repayment)
Furniture Loan = £0

Total Debt = £18994

ISA = £416 (£50 per month added)
Pennies Savings Account = £267 (Saved by rounding the bank balance to the nearest pound when logging on to online banking)
Motorhome Fund = £28000

Total Savings = £28683

Sun_Addict

Squeezed into that next thousand bracket by a whisker but you’re there 🥳

enthusiasticsaver

Just under £19k now. You should see that CC3 really go down now with £500 per month and overpayments. 

RelievedSheff

enthusiasticsaver said:

Just under £19k now. You should see that CC3 really go down now with £500 per month and overpayments. 

Going to aim to get Card 3 under the £2k mark this month. 

alt80

Some real progress there @RelievedSheff - this month and a lot of next still in lockdown I’m seeing it as an opportunity sounds like you are too.

RelievedSheff

alt80 said:

Some real progress there @RelievedSheff - this month and a lot of next still in lockdown I’m seeing it as an opportunity sounds like you are too.

Absolutely. We want to use this time to get the debt balances down as much as possible while we can. We probably won't get another chance like this to make some real inroads into the debts.