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Time to Face The Music
Comments
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We have been lazy not listing the items before now really. They have just been sat in the garage gathering dust!Sun_Addict said:That’s brilliant.3 -
It's been a fantastic weekend for the weather - first sign of spring definitely here.
Brilliant news re the boat and the stuff already having bids. Your plan some more cash towards the van or coming off the cards?1 -
We will see how much the items fetch but it will probably go off Card 3.alt80 said:It's been a fantastic weekend for the weather - first sign of spring definitely here.
Brilliant news re the boat and the stuff already having bids. Your plan some more cash towards the van or coming off the cards?0 -
£150 paid to Card 4 today and £50 paid to the ISA.
It will be a no spends day other than the above. Breakfast, lunch and dinner are from stores. Breakfast was crumpets, the other half has taken his packed lunch to work, I am having a toasted sandwich for my lunch today and dinner tonight is mixed seafood thai curry with noodles.
Today's jobs include:- working from home
- vacuuming the house
- dusting the house
- walking the dog x 2
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Balances Update 01.03.21
Debt 1 = £0
Credit Card 1 = £0
Credit Card 2 = £0
Credit Card 3 = £2793 (£500 repayment 29.9% interest)
Credit Card 4 = £4943 (£150 repayment 0% interest)
Credit Card 5 = £8078 (£150 repayment 0% interest)
HP = £3180 (£251 repayment)
Furniture Loan = £0
Total Debt = £18994
ISA = £416 (£50 per month added)
Pennies Savings Account = £267 (Saved by rounding the bank balance to the nearest pound when logging on to online banking)
Motorhome Fund = £28000
Total Savings = £28683
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Squeezed into that next thousand bracket by a whisker but you’re there 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Just under £19k now. You should see that CC3 really go down now with £500 per month and overpayments.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120001 -
Going to aim to get Card 3 under the £2k mark this month.enthusiasticsaver said:Just under £19k now. You should see that CC3 really go down now with £500 per month and overpayments.1 -
Some real progress there @RelievedSheff - this month and a lot of next still in lockdown I’m seeing it as an opportunity sounds like you are too.1
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Absolutely. We want to use this time to get the debt balances down as much as possible while we can. We probably won't get another chance like this to make some real inroads into the debts.alt80 said:Some real progress there @RelievedSheff - this month and a lot of next still in lockdown I’m seeing it as an opportunity sounds like you are too.1
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