Time to Face The Music

RelievedSheff

Fingers crossed. Not the end of the world if we don't find one this summer to be honest. We can always book a couple of short notice breaks to keep us occupied.

alt80

@RelievedSheff I love how you’re so chill about this kind of stuff ha. If I were you I’d be trawling p1keywagons.com five times a day, working out how far I could stretch the budget, month by month increases planned out until I dealt on one haha.

RelievedSheff

alt80 said:

@RelievedSheff I love how you’re so chill about this kind of stuff ha. If I were you I’d be trawling p1keywagons.com five times a day, working out how far I could stretch the budget, month by month increases planned out until I dealt on one haha.

We plan to keep it for a good five years or more so we want to make sure that we get a good van to start with.

RelievedSheff

The refund for the boat licence has come through and has been credited to Card 3. I can't remember having bought it with the credit card but must have because that is where the refund has gone. I will use £105 from somewhere else in the budget to buy the plants for the garden instead, no great problem  

Balances Update 25.02.21

Debt 1 = £0
Credit Card 1 = £0 
Credit Card 2 = £0 
Credit Card 3 = £2793 (£500 repayment 29.9% interest)
Credit Card 4 = £5078 (£150 repayment 0% interest)
Credit Card 5 = £8078 (£150 repayment 0% interest)
HP = £3180 (£251 repayment)
Furniture Loan = £0

Total Debt = £19129

ISA = £377 (£50 per month added)
Pennies Savings Account = £261 (Saved by rounding the bank balance to the nearest pound when logging on to online banking)
Motorhome Fund = £28000

Total Savings = £28638

warby68

Can't believe you're edging towards the next k down already.

RelievedSheff

warby68 said:

Can't believe you're edging towards the next k down already.

I know. That one seems to have flown by. By the time Card 4 is paid this month (which will be Monday due to how the dates fall I think) it will be pretty much bang on £19k owing.

alt80

You're smashing it @RelievedSheff

Re the van I know what you mean re wanting to find the right one especially if you're going to be living with it for a while. 

RelievedSheff

alt80 said:

You're smashing it @RelievedSheff

Re the van I know what you mean re wanting to find the right one especially if you're going to be living with it for a while. 

We will be keeping it a while and also we know that we will put a fair few miles on it so we need to start with as low mileage as we possibly can. Something will crop up, we know it will. It's just a case of waiting for it.

IzzyBee

Pleased the boat sale went well look forward to some new adventures you are doing the right thing by waiting then you know you will have what you really want 

enthusiasticsaver

You are debt neutral now until you find your van even though I know you see the motorhome money as separate.