Nearly 60 - where did that time go?

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  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    How lovely that he is offering to help. He obviously loves you!
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 16,923 Forumite
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    He's a keeper understanding how much your brush means to you.

    Once you've got this year out the way, next year and beyond will open up opportunities and you'll find loads of things to do.
    Mortgage started 2020, aiming to clear it in 2026.
  • MoneyWorry
    MoneyWorry Posts: 231 Forumite
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    We have had small pay rise (3%) in work.  It's better than nothing.  3 weeks tomorrow,  I hand in my notice so I will just save as much of the pay rise as possible.  Next thing looming on the horizon is my car's MOT and service on Monday.  Service and MOT are paid for on a plan, so it just be any essential repairs to pay for.  Cat vaccinations were £48, but have already been budgeted for.  Boyfriend birthday last week...again already budgeted for....and I got an easy ride as he only wanted the money towards a new Apple watch.
  • MoneyWorry
    MoneyWorry Posts: 231 Forumite
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    Savings so far...
    Teeth & Glasses £100
    Cat £148 less £48 for vaccinations
    House Maintenance £1200
    Clothes £800
    Long term, redundancy, emergency £8100
    Beauty £700
    Holiday £3700
    Entertaining £700

    After I finish, I now will have £1309 a month from 62 to 65 and £1401 from 65 to state pension age. I have to say I am looking forward to not saving as crazily as this and starting to do things.  I've virtually been a hermit since January and it is starting to bug me.

  • Skint_yet_Again
    Skint_yet_Again Posts: 7,569 Forumite
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    I hope everything runs smoothly and you can enjoy your retirement. Not long to go now 🤗
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 16,923 Forumite
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    You'll enjoy the freedom, we're all counting down the days for you!
    Mortgage started 2020, aiming to clear it in 2026.
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    How wonderful we will all be cheering you on. 
    Aiming for a minimal spend 2022
  • MoneyWorry
    MoneyWorry Posts: 231 Forumite
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    No turning back now. Handed in my notice today.  Last day of working 11th November.  End of month will be my last full salary.  I'll then the worse case scenario for next 4 years 10 months ie if I can't get any employment at all. I'll post my thoughts after then.  After that there will be a lot more emphasis in keeping control of my day to day bills with hopefully spending more on entertainment, leisure and holidays.  Thanks everyone in advance for all your encouragement.
  • savingwannabe
    savingwannabe Posts: 16,610 Forumite
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    Hurrah freedom! Really well done. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 16,923 Forumite
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    Congratulations 🍾
    Mortgage started 2020, aiming to clear it in 2026.
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