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Nearly 60 - where did that time go?

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  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    I have re-evaluated my motoring budget for when I leave work. Originally, I was going to change the car for a newer model, then put some away each month for the next car change. I have decided now to change the car, make the new one last as long as possible. Then I will give the car up. There is no way I can afford an electric vehicle. My best friend’s husband has just treated her to an electric Fiat 500. It’s very cute, but I think £28k is crazy for a car that size. 
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Good decision, ps your retirement is looking fab. I hope you are enjoying the weather. 
    Aiming for a minimal spend 2022
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    It's bliss here as it has started to rain and temperature is coming down at last. I much prefer it slightly cooler.  The hot weather also does not agree with my poor cat so I've had to clear up after him a good few times.
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    Graduation ceremony is all booked and paid for.  It's not a cheap do with the hire of robes and everything, but I wouldn't miss it for the world.  Boyfriend is paying for overnight in the hotel as a gift.  I would have liked to carry on studying, but postgrad loans in Wales are not available after 60. I shall probably look for some free courses to do.
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    Nothing much to report on finances only that my car insurance has renewed and it's cheaper than last year.  That was a bonus.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Well done on booking graduation ceremony and rain. Wow free courses, great. Hurrah for rain. We should get some tomorrow ..... I hope. 
    Aiming for a minimal spend 2022
  • I knew I wouldn't go long without something breaking, lol. My rotating hot brush has rotated its way to heaven.  To be fair, like all hair dryers, it only has a 2 year guarantee and I've had it 4 years so can't complain.
    Not much else going on.  I am now getting a bit fed up of staying in or only doing things that don't cost me anything.  Still, it's better to have a couple of months of this pain now, keep saving hard and I will have more opportunities after November when I finish.  The aim is still to have all my costs and a small amount of money put into various savings pots covered by money I am saving now.  Then any work I manage to get after November will be icing on the cake.  I'll know at the end of October if my plan has truly worked or not.
  • Sorry to hear about your hot brush any chance you can manage without for a while and put it on your Christmas pressie list if anyone is buying you presents ? 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It's great that you are saving for the future. Is it worth finding a nearly new hot brush thing from market@lace or Fl£abay?  
    Aiming for a minimal spend 2022
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    Boyfriend has offered to go halves on hot brush.  I would say he's lovely, but he's probably thinking he doesn't want to go out with a scarecrow until November, lol.
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