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Nearly 60 - where did that time go?

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Comments

  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    As I wii have been finished from work 6 months in May, I thought it was time to review how I’m managing. The answer is pretty well. It suits my brain better to take out a monthly salary then save back into all my savings pots, bills, day to day spending.The latest is my monthly salary will be as follows:

    Till November 2023  £1395 per month
    Age 63  £1410 per month
    Age 64. £1420 per month
    Age 65  £1440 per month
    Age 66. £1455 per month

    So more than happy with how things are progressing. 
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    I haven’t got much planned for next week. Main thing on agenda is replanning my clothes. I’ve got two bags to go to charity already with stuff I never wear. I’ve decided to go for a capsule wardrobe rather than just buying things I like as I think it will be more cost effective in the long run. 
  • You are managing so well and sound very organised. Financially your budget looks good and it makes sense to stick to a salary then pay into pots. This is how my brain works too. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    I had an interview this week for something PT, but it wasn’t any good. On the surface, it looked ok as was pretty straightforward admin. Then it came out that if the full time staff had done everything, you would be expected to do a full stint in the factory moving 10kg boxes around. Think he could tell by face I wasn’t impressed 😳. 
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    Other than that, not much has gone on. We did make an attempt to go round the Eurovision village, but it was too crowded. I’m not a wimp with crowds, but if I’d taken my feet off the floor, I would have been carried along.

    Tomorrow I’m out for lunch with sister. Then next week, I’m attending an event at my library where an author is giving a talk. Ticket was only £5 which includes refreshments so a bit of a bargain. 
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,450 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 10 May 2023 at 10:34PM
    I don’t think I would have liked the crowds either. 

    Sorry to hear the job wasn’t what they advertised. It’s so annoying that they would waste your time like that 😡

    Hope you enjoy lunch with your sister and the talk at the library 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Just catching up.
    Like the payrises you've worked out for the next few years.
    Trips sound great!
    The supermarket fresh pasta is quite good, worth a try for special meals.

    Hope everything is ok.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • MoneyWorry
    MoneyWorry Posts: 232 Forumite
    Part of the Furniture 100 Posts
    Just to popping in to say I’m still here and will be updating diary soon.
    Have been MIA as had some terrible news a few weeks ago. An ex colleague of mine took their own life in the most shocking way and it affected everyone who knew her quite badly. 

    I hope everyone is ok and look forward to catching up on everyone’s news over the next couple of weeks. 
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    My deepest condolences MW.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,450 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    So sorry to hear this, my condolences x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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