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FtbDreaming wants to clear £69,700 before Im 40 (2027)

1484951535463

Comments

  • skint_spice
    skint_spice Posts: 13,461 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed that your DP passes.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks @skint_spice unfortunately he didn’t pass, cost me another £360 for a retest and van hire. They did say at first he needed another 8 hours lessons too so was supposed to be £760 but the instructor said he’s up to standard to go straight in for the test so least it’s £400 less than I would have had to pay. Nothing ever ever goes straightforward for us. 

    The key to my survival is having a cry then wipe my eyes and carry on regardless and we’ll get there in the end 🤞🏼 

    He does feel terrible that he’s failed and cost me more money so I think it’ll give him that extra oomph to pay me back ASAP x
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • slm6002
    slm6002 Posts: 4,425 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm sorry that DP didn't pass but hopefully next time.  If he knows what he did wrong hopefully he will be able to correct that next time.  It should be worth it in the end and then he can be earning and pay it back
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Fingers crossed he passes this time, if not he'll have to get some temp work to pay for it himself as that will help him focus!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • skint_spice
    skint_spice Posts: 13,461 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear that but just keep going, it will be worth it in the end. Is there a long wait for another test?
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Congratulations!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Chrystal
    Chrystal Posts: 2,005 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Brilliant news about the new job! 
     Hopefully the Good Luck will keep coming your way, and the next HGV test will come quickly and be a pass.  XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Congrats on the job news, that's brilliant!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • slm6002
    slm6002 Posts: 4,425 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations to you, I'm sure she was 'you can't have her because we are going to' to the rest of the panel.  Fingers crossed DH will have as much luck next time
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
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