FtbDreaming wants to clear £69,700 before Im 40 (2027)

FtbDreaming

Thanks everyone! It did take a lot of guts for me to ask for the refund @jennystarpepper

they finished the kitchen this afternoon and it is totally amazing! The floor is coming Friday and got a few bits and bobs to do then I can chill 😁 sorry gonna spam you with another pic 😂

Jessy103

Looks lovely!

rugbymadfamily

Kitchen looks great! And well done on the balance keeping coming down given all the work you've done 😊

MovingForwards

That's gorgeous!

abba1772

Very nice xx

slm6002

It looks really great

FtbDreaming

Hello! Just thought I’d update just because... there’s nothing actually gone on MSE wise. I’ve spent a lot of money but it’s all come to an end now and I should be back to normal winter/ Christmas/ birthday spends and hopefully start paying down the debts that I’ve accrued doing the house. 

On a positive note I’m not in my overdrafts so I think that’s a bit of a winner! 

I have just resumed work. Going back on a twilight bank shift tomorrow which is 7pm till 2am... I’ve never done one but I’m looking forward to getting some night pay and also some sleep. My palpitations returned as soon as I spoke to them 😂😂😂 I need to get a grip lol. 

I am super ready for work though. It’s incredibly boring and stressful at the same time being a mum and housewife 24/7 with no breaks. 

7 more days to live until payday x

MovingForwards

Clearing the overdraft is good and means you're getting back on track.
Our jobs have that reaction with a few of us, it's a necessary evil as we all need the money. Try to think of something positive or work on another plan and give yourself a happy focus. 

LadyWithAPlan

Gorgeous kitchen Well worth the effort.

As a card carrying wanna-be fashionista with 2 double wardrobes of dresses... I  have some wildly expensive dresses but I wear them a lot. I even have a £2000 full length lame dress I bought at a 25% discount   - so still ouch but I have worn it loads over the last few years, for every black tie, every wedding. It always looks amazing, its stretchy, hard wearing - non stainable fabric  and quite frankly screams 'fabulous'.  I have never regretted buying it, I bought it knowing I would always wear it.  It is probably down to £40 a wear at least now  - but a dress I wear once and would grow out of, I would not spend £350 at so it's great you cancelled that dress. Your daughter seems relaxed about .. 

FtbDreaming

Morning! Well my life is one step forward and 4 steps back. My payslip went on Friday afternoon. I’m getting wait for it......

£438 for a months pay 😭

ive spoken to payroll and it is wrong and they are being very vague about the extra payment they’re going to make so that should go in tomorrow but will also mess up my October pay too. I don’t know how much I’ll get. I’m just extremely Peed off. 

There were no benefits at all to going permanent. I haven’t had 0 months decent pay. I’ve been in my overdraft more than not. And I’m just thinking of giving in my notice now. I took the contract for sick pay and I haven’t even had it 😭😭 grrrrr sorry. I’ve been on nights and woke up to call payroll. I just hate this hassle that is my life.