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FtbDreaming wants to clear £69,700 before Im 40 (2027)

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Comments

  • Sorry to hear about your arm. The kitchen plans are coming together and will be well worth it when finished! 
  • Looks great.
    Search eBay, FB, gumtree etc for a suitable dress, DD will be happy and you won't spend a fortune.

    Hope you have a speedy recovery.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • When I had a breakdown yesterday my auntie who is a seamstress but not very helpful said she would look at dd1 dress.. she is going to take it in under the armpits so it doesn’t hang off her as much but she’s gonna wear that! X
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • Kitchen is looking great, Ftb.

    With regard to the dress - phew, this is going to make me sound harsh (to your daughter), but I hope it helps. First communion is important, it's a right of passage, BUT, it is a religious right of passage. It's about faith, not a fashion show. I'm sure the dress was lovely, but there are equally lovely dresses for less (my wedding dress cost £140, and I've worn it twice since as an evening gown). The 'family' dress is a wonderful link between sisters if it can be managed - so I'd sell it from that perspective rather than money saving.
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • FtbDreaming
    FtbDreaming Posts: 1,127 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Aww yeah tbf it wasn’t her fault it’s the sales pitch of the women in the shop to me and her (I am one of those people that doesn’t say no no matter how bad the consequences are for myself). They tell her she looks beautiful and she should have it and she said yeah I’ll have this one. I told her after school I had cancelled it and she wasn’t bothered in the slightest! 

    Roll on next week when it’s all over lol x
    Mortgage started August 2020 £69,700
    Mortgage ends Aug 2050 MFW: Aug 2027 
    Current Balance: £58,678
    MFW2020 #156 £723.13
    MFW2021 #26 £1184.71
    MFW2022 #11 £197.87
    MFW2023 £785
    MFW 2024 £528.15

    Determined to make it! 
  • You have a very, very sound young woman there - clearly well brought up x

    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • slm6002
    slm6002 Posts: 4,426 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The kitchen is looking lovely.  And your daughter will look lovely in anything on her special day i am sure.  It is so easy to be caught up in the excitement, when looking at nice things with good sales people.  Well done on doing the right thing for you and having the courage to say no to them.
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Hope you don't mind me saying... but it is quite brave to cancel an order, many would not. x

    Kitchen is lovely. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956.

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