Any Recent Leeds Building Society applicants?

Wiggywam

Hi everyone, I applied on Wednesday through MA. FTB shared ownership. Waiting is making me feel sick. Could someone explain the turnaround times to me on Leeds BS website? 
I sent off 3 months bank statements, proof of additional income, 3 months wage slips,  credit card statement showing as paid in full. Savings statement and a gifted deposit form. What more could they ask me for?

nicole_94

Wiggywam said:

Hi everyone, I applied on Wednesday through MA. FTB shared ownership. Waiting is making me feel sick. Could someone explain the turnaround times to me on Leeds BS website? 
I sent off 3 months bank statements, proof of additional income, 3 months wage slips,  credit card statement showing as paid in full. Savings statement and a gifted deposit form. What more could they ask me for?

I just received my offer from Leeds through my MA ✌
19 Nov DIP approved

20 Nov Full application submitted and declaration (via broker)

30 Nov Valuation Survey booked and completed 

02 Dec Valuation signed off, pending signed off from underwriter 

03 Dec Mortgage offer received via broker

Hopefully will receive offer by post by early next week.

11 working days in total!
Other than those documents you mentioned, they requested form of ID for myself. 
All the best to your application!

sofsar

I’m still waiting to move nor do I have a completion date 5 weeks later after my offer! It’s my buyer Soliciator  who are taking the mick and I’m totally fed up! 

annetheman

sofsar said:

I’m still waiting to move nor do I have a completion date 5 weeks later after my offer! It’s my buyer Soliciator  who are taking the mick and I’m totally fed up! 

Sometimes I get frustrated with the waiting. I started my house buying and application with Leeds in March 2020.

Then I remember: we are buying homes in the middle of a pandemic... Let's forgive ourselves, and our slow, so very slow buyers/sellers/EWS1surveyors/estateagents/postmenandwomen/etc

Monik2510a

sofsar said:

I’m still waiting to move nor do I have a completion date 5 weeks later after my offer! It’s my buyer Soliciator  who are taking the mick and I’m totally fed up! 

We have changed our mortgage broker at the end, went with Santander and had the offer issued in 10 day (not working days) we should complete the end of next week or the week after next 

sofsar

Monik2510a said:

sofsar said:

I’m still waiting to move nor do I have a completion date 5 weeks later after my offer! It’s my buyer Soliciator  who are taking the mick and I’m totally fed up! 

We have changed our mortgage broker at the end, went with Santander and had the offer issued in 10 day (not working days) we should complete the end of next week or the week after next 

I remember you saying you had to look for another lender but gosh the mistake was from your broker! Oh dear me. 

Congratulations as you got there at end. 

My buyer annoyed me by making crap up his offer would expire in 2 weeks so he could get the house quickly giving me a huge worry, turns out he was fibbing and my estate agent was involved I think as his a regular customer. It’s caused a huge distress with the top chain and me. I packed everything 3/4 weeks ago and now I’m always digging things back out like clothes etc . His Soliciator had the cheek to ask another question on Friday when apparently we were talking about exchanging 3 weeks ago

no idea when I will exchange and move and I feel like running away from my husband because he has been asking me every day if I have chased it up, I feel like a migrant lost in sea and no one is coming to the rescue! 

I started application in August 

annetheman

annetheman said:

So, here I go! Leeds round 2... I feel I know what to expect having been through them twice in 9 months

Looks like things are even faster with them now than when I first started in March, but ironically now I need them to be slow so I can get EWS1!

2nd Dec: Submitted AiP
TBC: Received AiP
TBC: Full application
TBC: Hard search
TBC: Valuation done
TBC: Outcome

This will mean nothing until EWS1 form is signed off as A1, A2 or B1 - so...

TBC: EWS1 form rating [??]

Welp, update on Leeds 2020: The Sequel:

6th Mar: Received DiP
10th Mar: Full application
11th Mar: Hard search 
*lockdown break*
28th Jun: Valuation done
29th Jun: Agreement to lend with satisfactory EWS1
11th Nov: Cancelled due to inactivity
2nd Dec: Submitted AiP 2.0
3rd Dec: Declined

-Le fin-

JRG_4

For anyone who has completed here.. did you have any further checks done before completion?

Wiggywam

nicole_94 said:

Wiggywam said:

Hi everyone, I applied on Wednesday through MA. FTB shared ownership. Waiting is making me feel sick. Could someone explain the turnaround times to me on Leeds BS website? 
I sent off 3 months bank statements, proof of additional income, 3 months wage slips,  credit card statement showing as paid in full. Savings statement and a gifted deposit form. What more could they ask me for?

I just received my offer from Leeds through my MA ✌
19 Nov DIP approved

20 Nov Full application submitted and declaration (via broker)

30 Nov Valuation Survey booked and completed 

02 Dec Valuation signed off, pending signed off from underwriter 

03 Dec Mortgage offer received via broker

Hopefully will receive offer by post by early next week.

11 working days in total!
Other than those documents you mentioned, they requested form of ID for myself. 
All the best to your application!

Congratulations! Very quick turnaround! I'm hoping it all goes through quickly like yours. Oh yes I sent over ID documents too. Did you have to pay a product fee? If so did you do that as soon as you applied? Did they come back to ask any questions? The house isn't ready until the new year but I just want to relax and try to enjoy christmas. 

nicole_94

Wiggywam said:

nicole_94 said:

Wiggywam said:

Hi everyone, I applied on Wednesday through MA. FTB shared ownership. Waiting is making me feel sick. Could someone explain the turnaround times to me on Leeds BS website? 
I sent off 3 months bank statements, proof of additional income, 3 months wage slips,  credit card statement showing as paid in full. Savings statement and a gifted deposit form. What more could they ask me for?

I just received my offer from Leeds through my MA ✌
19 Nov DIP approved

20 Nov Full application submitted and declaration (via broker)

30 Nov Valuation Survey booked and completed 

02 Dec Valuation signed off, pending signed off from underwriter 

03 Dec Mortgage offer received via broker

Hopefully will receive offer by post by early next week.

11 working days in total!
Other than those documents you mentioned, they requested form of ID for myself. 
All the best to your application!

Congratulations! Very quick turnaround! I'm hoping it all goes through quickly like yours. Oh yes I sent over ID documents too. Did you have to pay a product fee? If so did you do that as soon as you applied? Did they come back to ask any questions? The house isn't ready until the new year but I just want to relax and try to enjoy christmas. 

I included my product fee into my mortgage. So I am not quite sure about the payment. Maybe you can ask your MA about it. Leeds just came back and asked about my ID document.

Good luck for your application 🤞