Any Recent Leeds Building Society applicants?

sofsar

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

becky8690

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Equifax

Natztastic2

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

highland_33

Will Leeds expect to see personal savings over and above the deposit amount? 

Natztastic2

highland_33 said:

Will Leeds expect to see personal savings over and above the deposit amount? 

@highland_33 Try asking on this thread https://forums.moneysavingexpert.com/discussion/6190962/mortgage-broker-ask-me-anything#latest

becky8690

STD: 20 working days
BTL: 41.6 working days

sofsar

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

becky8690

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

The one that has opt out is the hard search that they will have done on the initial assessment of the application. What date did your application go in and what date was the search? Mine were 11th and 15th of September respectively 

sofsar

becky8690 said:

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

The one that has opt out is the hard search that they will have done on the initial assessment of the application. What date did your application go in and what date was the search? Mine were 11th and 15th of September respectively 

Says 14th credit Quotation and 23rd credit search and I.d verification. 

14 was DIP and 22nd broker put application in. 

 

Monik2510a

Hi. My partner has applier for a shared ownership mortgage with Leeds. Due to personal circumstances, the mortgage is going to be in his name, our MA recommended Leeds as they will not class me as a financial dependant. The application has been submitted on the 22nd September, hard search appeared on the credit file on the 23rd September. I am really nervous as we got really excited about the house, but can't stop worrying. I know there is not much we can do 😂 but I came across this forum and it's making me feel a bit more relaxed.