Any Recent Leeds Building Society applicants?

nwrigh

becky8690 said:

sofsar said:

becky8690 said:

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

The one that has opt out is the hard search that they will have done on the initial assessment of the application. What date did your application go in and what date was the search? Mine were 11th and 15th of September respectively 

Says 14th credit Quotation and 23rd credit search and I.d verification. 

14 was DIP and 22nd broker put application in. 

 

Looks like they are getting round to things a bit quicker now, have you heard anything else from them since? I'm on day 11 now so should be going to the underwriter very soon

I am on day 31

19th August - Applied
25th August - Found out they had lost my application
27th August - Documents certified in branch
9th Sept - Valuation
11th Sept - First assessment and more documents requested
14th Sept - Additional documents sent
17th Sept - Stupidly realised I missed one doc so sent that causing the queue wait time to reset
I was told I could get an update no earlier than the 5th Oct

Natztastic2

nwrigh said:

becky8690 said:

sofsar said:

becky8690 said:

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

The one that has opt out is the hard search that they will have done on the initial assessment of the application. What date did your application go in and what date was the search? Mine were 11th and 15th of September respectively 

Says 14th credit Quotation and 23rd credit search and I.d verification. 

14 was DIP and 22nd broker put application in. 

 

Looks like they are getting round to things a bit quicker now, have you heard anything else from them since? I'm on day 11 now so should be going to the underwriter very soon

I am on day 31

19th August - Applied
25th August - Found out they had lost my application
27th August - Documents certified in branch
9th Sept - Valuation
11th Sept - First assessment and more documents requested
14th Sept - Additional documents sent
17th Sept - Stupidly realised I missed one doc so sent that causing the queue wait time to reset
I was told I could get an update no earlier than the 5th Oct

We applied on the exact same day. Are you doing 95% LTV shared ownership mortgage?

We have been told 2 weeks or so we might have an update 😶

Frustratingly a friend has applied for a regular mortgage with Santander and they have been given a mortgage offer today... 9 working days after application 🥴

nwrigh

Natztastic2 said:

nwrigh said:

becky8690 said:

sofsar said:

becky8690 said:

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

The one that has opt out is the hard search that they will have done on the initial assessment of the application. What date did your application go in and what date was the search? Mine were 11th and 15th of September respectively 

Says 14th credit Quotation and 23rd credit search and I.d verification. 

14 was DIP and 22nd broker put application in. 

 

Looks like they are getting round to things a bit quicker now, have you heard anything else from them since? I'm on day 11 now so should be going to the underwriter very soon

I am on day 31

19th August - Applied
25th August - Found out they had lost my application
27th August - Documents certified in branch
9th Sept - Valuation
11th Sept - First assessment and more documents requested
14th Sept - Additional documents sent
17th Sept - Stupidly realised I missed one doc so sent that causing the queue wait time to reset
I was told I could get an update no earlier than the 5th Oct

We applied on the exact same day. Are you doing 95% LTV shared ownership mortgage?

We have been told 2 weeks or so we might have an update 😶

Frustratingly a friend has applied for a regular mortgage with Santander and they have been given a mortgage offer today... 9 working days after application 🥴

No we are doing a standard mortgage, only complexity is that is for a second property.
Good luck, the waiting does start to get more bearable/tolerable after a few weeks it feels like .... Or just more unreal that it is uneven happening unfortunately  

Natztastic2

nwrigh said:

Natztastic2 said:

nwrigh said:

becky8690 said:

sofsar said:

becky8690 said:

sofsar said:

Natztastic2 said:

sofsar said:

Natztastic2 said:

Looks like we have the ball rolling now (shame its the weekend!) We had our valuation completed on Wednesday and it met the asking price. Today we had our first questions and a soft search identity check has appeared on our credit reports.

Today is the 27th working day for us.

Which credit agency do Leeds  use? 

Yep, it is Equifax.

Iv just signed up to equifax and seen my report for the 1st time ever. Leeds have done 2 types of search, credit search and the box next to it says opt out and the identity verification on other searches box below it. How do I know what is opt out and soft search etc ? 

Thanks 

The one that has opt out is the hard search that they will have done on the initial assessment of the application. What date did your application go in and what date was the search? Mine were 11th and 15th of September respectively 

Says 14th credit Quotation and 23rd credit search and I.d verification. 

14 was DIP and 22nd broker put application in. 

 

Looks like they are getting round to things a bit quicker now, have you heard anything else from them since? I'm on day 11 now so should be going to the underwriter very soon

I am on day 31

19th August - Applied
25th August - Found out they had lost my application
27th August - Documents certified in branch
9th Sept - Valuation
11th Sept - First assessment and more documents requested
14th Sept - Additional documents sent
17th Sept - Stupidly realised I missed one doc so sent that causing the queue wait time to reset
I was told I could get an update no earlier than the 5th Oct

We applied on the exact same day. Are you doing 95% LTV shared ownership mortgage?

We have been told 2 weeks or so we might have an update 😶

Frustratingly a friend has applied for a regular mortgage with Santander and they have been given a mortgage offer today... 9 working days after application 🥴

No we are doing a standard mortgage, only complexity is that is for a second property.
Good luck, the waiting does start to get more bearable/tolerable after a few weeks it feels like .... Or just more unreal that it is uneven happening unfortunately  

Yeah I think that it is it. The shine has completely been taken off everything if I'm honest. I do however think the waiting has got worse... All day long I dream about mortgages :-')

becky8690

Anyone had any updates this week?

Natztastic2

Offer Turnaround

STD: 27.1 working days
BTL: 33.4 working days

Reviewing Applications Sent To Our Underwriting Queue

Excludes day of receipt.

13 working days

stampystamp

Hi Guys,
just a little message of encouragement.. I know it seems horrible, our wait was 7 weeks but when you get your offer and eventually you get the keys to your house.. you will forget the wait! Three weeks on from receiving our offer, we completed yesterday! just keep your eye on the goal, it is worth it 😊

MSN2220

stampystamp said:

Hi Guys,
just a little message of encouragement.. I know it seems horrible, our wait was 7 weeks but when you get your offer and eventually you get the keys to your house.. you will forget the wait! Three weeks on from receiving our offer, we completed yesterday! just keep your eye on the goal, it is worth it 😊

Congratulations! 

Did you get a verbal offer before the docs? 

Thanks! 

stampystamp

No, my broker emailed me my offer as soon as she had it. Then the physical copy was received in the post the next day. 

MSN2220

@stampystamp ah ok thanks!