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Any Recent Leeds Building Society applicants?
Comments
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Congratulations! Did they say why it has taken so long? Was there a problem?trev7uk said:Some good news finally today 😀, email from MA stating the we now have our Mortgage offer. So just over 2 calendar months from start till now, and over 5 weeks from the valuation. Now to wait two weeks for the ATE from H2B. Good luck all, hope you don’t have to much longer to wait 🤞🏼LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Fingers crossed that this is the week for those still waiting 🤞🏼🤞🏼🤞🏼
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It would be nice 👍🤞Burgerandchips said:Fingers crossed that this is the week for those still waiting 🤞🏼🤞🏼🤞🏼LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Offer Turnaround
STD: 27.0 working days
BTL: 27.2 working days
LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Thanks. We're officially on 27 days and counting 😂Natztastic2 said:Offer Turnaround
STD: 27.0 working days
BTL: 27.2 working days0 -
Hopefully this really be your week then! 🤩Burgerandchips said:
Thanks. We're officially on 27 days and counting 😂Natztastic2 said:Offer Turnaround
STD: 27.0 working days
BTL: 27.2 working days
We are on working day 25 tomorrow which is when our valuation is going to be done so it's progress I guess 😙LBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0 -
Anyone using a gifted deposit? If so what evidence did they ask for! Want to make sure I have everything together if the underwriter asks for it0
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@becky8690 - you need to download there form for gifted deposits, even though your probably give your own they will still want the one from the website, printed and signed and sent via email..
https://www.leedsbuildingsociety.co.uk/intermediaries/news/2013/gifted-deposit-form/
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Thanks king hinsKing_hins said:@becky8690 - you need to download there form for gifted deposits, even though your probably give your own they will still want the one from the website, printed and signed and sent via email..
https://www.leedsbuildingsociety.co.uk/intermediaries/news/2013/gifted-deposit-form/
I've gone through a broker so already done this, was just wondering if they would then ask to see evidence from my gifter of where the funds came from. I like to be prepared!0 -
Offer Turnaround
STD: 30.5 working days
BTL: 33.9 working daysLBS 95% LTV Shared ownership application3/8 DIP agreed
5/8 Applied for plot with HA
13/8 Accepted for plot with HA
19/8 Full application with Leeds
23/9 Valuation completed and OK
25/9 First questions and soft credit search
29/9 Confirmed answers to LBS direct as my MA couldn't get through we're told it would join 12 day underwriting queue again
01/10 Received letter about initial search through the post dated 25/9
We were told we should hear something by the 20th.
14/10 Mortgage offer received (working day 40)
23/10 Completion and moved in!0
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