Any Recent Leeds Building Society applicants?

Burgerandchips

becky8690 said:

King_hins said:

@becky8690 - you need to download there form for gifted deposits, even though your probably give your own they will still want the one from the website, printed and signed and sent via email..

https://www.leedsbuildingsociety.co.uk/intermediaries/news/2013/gifted-deposit-form/

Thanks king hins

I've gone through a broker so already done this, was just wondering if they would then ask to see evidence from my gifter of where the funds came from. I like to be prepared!

My solicitor organised this evidence and then will send it to the lender. They contact the person gifting the deposit for them to provide ID and source of funds, E.g. Bank statements 

becky8690

Burgerandchips said:

becky8690 said:

King_hins said:

@becky8690 - you need to download there form for gifted deposits, even though your probably give your own they will still want the one from the website, printed and signed and sent via email..

https://www.leedsbuildingsociety.co.uk/intermediaries/news/2013/gifted-deposit-form/

Thanks king hins

I've gone through a broker so already done this, was just wondering if they would then ask to see evidence from my gifter of where the funds came from. I like to be prepared!

My solicitor organised this evidence and then will send it to the lender. They contact the person gifting the deposit for them to provide ID and source of funds, E.g. Bank statements 

My solicitor has only asked for the ID and proof of address, they haven't asked to see the source of funds 

Burgerandchips

becky8690 said:

Burgerandchips said:

becky8690 said:

King_hins said:

@becky8690 - you need to download there form for gifted deposits, even though your probably give your own they will still want the one from the website, printed and signed and sent via email..

https://www.leedsbuildingsociety.co.uk/intermediaries/news/2013/gifted-deposit-form/

Thanks king hins

I've gone through a broker so already done this, was just wondering if they would then ask to see evidence from my gifter of where the funds came from. I like to be prepared!

My solicitor organised this evidence and then will send it to the lender. They contact the person gifting the deposit for them to provide ID and source of funds, E.g. Bank statements 

My solicitor has only asked for the ID and proof of address, they haven't asked to see the source of funds 

Did they request this from the person gifting directly?

We provided the solicitor with ID and proof of address and then the solicitor sent a letter to our gifter, rather than us, to ask for proof of funds 

becky8690

Burgerandchips said:

becky8690 said:

Burgerandchips said:

becky8690 said:

King_hins said:

@becky8690 - you need to download there form for gifted deposits, even though your probably give your own they will still want the one from the website, printed and signed and sent via email..

https://www.leedsbuildingsociety.co.uk/intermediaries/news/2013/gifted-deposit-form/

Thanks king hins

I've gone through a broker so already done this, was just wondering if they would then ask to see evidence from my gifter of where the funds came from. I like to be prepared!

My solicitor organised this evidence and then will send it to the lender. They contact the person gifting the deposit for them to provide ID and source of funds, E.g. Bank statements 

My solicitor has only asked for the ID and proof of address, they haven't asked to see the source of funds 

Did they request this from the person gifting directly?

We provided the solicitor with ID and proof of address and then the solicitor sent a letter to our gifter, rather than us, to ask for proof of funds 

Nope. They've not sent anything to my dad, it didn't state in the pack either under gifted deposit section that they would require it

NikNak90

becky8690 said:

Anyone using a gifted deposit? If so what evidence did they ask for! Want to make sure I have everything together if the underwriter asks for it

We are using a gifted deposit. We used a broker and prior to putting the mortgage application in they had our gifters complete Leeds gifted deposit letter from their website. We also had to provide a bank statement showing the funds in our gifters bank account. Leeds didn't need anything else apart from this (our mortgage got approved last week). 

becky8690

NikNak90 said:

becky8690 said:

Anyone using a gifted deposit? If so what evidence did they ask for! Want to make sure I have everything together if the underwriter asks for it

We are using a gifted deposit. We used a broker and prior to putting the mortgage application in they had our gifters complete Leeds gifted deposit letter from their website. We also had to provide a bank statement showing the funds in our gifters bank account. Leeds didn't need anything else apart from this (our mortgage got approved last week). 

Hmm strange leeds haven't asked us for the gifters proof of funds

stampystamp

They didn’t ask us for it either but the solicitor did...

becky8690

stampystamp said:

They didn’t ask us for it either but the solicitor did...

Very strange we've not been asked for it. My dads is getting the funds from borrowing against a second property he owns, not sure if thats accepted 

Natztastic2

Offer Turnaround

STD: 28.9 working days

BTL: 40.3 working days

Burgerandchips

Leeds got in contact today and wanted more documents 🙄🙄🙄